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Title Loans in South Carolina from Loan Cheetah

Title Loans South Carolina

When a money emergency strikes, you can be caught completely unprepared. You may be faced with a broken transmission or a blown head gasket or have to replace your alternator. Perhaps there were heavy rains and now your basement is flooded and you have to have it drained. Maybe you need emergency dental surgery and don't have the cash on hand to make the payments. There may be any number of reasons that you need extra cash. Title loans will give you the money you need to take care of your financial emergency.

How Car Title Loans Work in South Carolina

Car title loans represent a simple and convenient way for people to get the cash they need using their cars as collateral. With an auto title loan, you can borrow more cash than with traditional payday lenders, and get your cash quickly. In order to get an auto title loan, you simply need to be 18 years of age or older, have government identification and a title for a car, truck or motorcycle that is free of liens.

Your car is like an ATM on wheels, allowing you to pull from its equity and use the money for whatever you need. Auto title loans are popular with entrepreneurs, who often lack the credit and resources to get traditional financing from big banks. Still others use the loans to get out of debt, using a lump sum of cash to consolidate their other loans and make one monthly payment instead. Auto title loans are most commonly used for emergency expenses. A car repair, a leaky roof or an injured pet can wreak havoc on your bank account, so use auto title loans to take care of all of your financial needs.

Why Get Title Loans in SC

Getting traditional financing from a bank is becoming exceedingly more difficult, with lenders tightening their belts and only lending to the "most qualified" borrowers. They use your credit score as a measure of your ability to repay loans, but most people have credit blemishes on their records. It is simple to fall behind in a few payments, but this will make it all but impossible for you to get a bank loan.

Getting loans from friends and family can be tricky. If you are unable to repay the loans quickly, your relationship can quickly become strained and damaged. Getting loans from friends can take time, and if you are depending on the cash immediately, it can be frustrating to have to wait to get the money. Finally, it can be embarrassing to have to set up a funding program online, and you run the risk that people will refuse to fund your emergency. By getting title loans South Carolina, you can be assured that your request will be handled with confidentiality.

How to Get Title Loans in SC

The title loan requirements are straightforward and make it easy for you to get your loan. There are several steps that you must take in order to have your funds released to you.

Apply for your loan in South Carolina

The application is short and only asks a few basic questions about your address and vehicle. We will do a quick online car title loan estimate and determine the worth of your vehicle.

We send your application to our network of lenders

Lenders compete for your business. During this process, you will receive estimates from several lenders who are waiting to loan you cash. You select the loan amount and terms that are right for you.

You accept your loan

We follow the state and local regulations for auto title loans South Carolina, so you will receive all of the information you need about interest rates and repayment terms. You will later receive a call from one of our friendly representatives who will work with you to finalize the process.

You receive your funds

Once your application process is completed, you will receive your funds in your checking account. We will hold your title while your loan is in repayment status.

Your loan is repaid

When your loan is completely paid in full, you will receive your title back. At this point you can end your loan or choose to renew it.

Auto Title Loans and Income

Many people worry if their income is sufficient to get a loan. The answer is usually yes. You can use your income from your full-time or part-time job to get your loan or alternative sources of income. You can get an auto title loan if you are unemployed, provided you have the means to repay the loan. This can include using your child support, alimony payments, unemployment insurance, disability or social security income to secure your loan. If you own a small business, you can use your income from it as well.

You can get a title loan even if you have past foreclosure or bankruptcy, as long as you can provide proof that you can repay the loan. Your payment terms will be spelled out when you accept your disclosures, and you can tailor them to meet your budget needs.

Why Use Loan Cheetah?

Loan Cheetah helps hundreds of borrowers a year get title loans online. We work with a network of lenders who are ready to lend money to help you with your financial needs. Our application process is simple and straightforward, and we treat every applicant with the respect and confidentiality they deserve. We work with all credit types, even borrowers with less than perfect scores. The approval process is simple and you will get an instant credit decision. Most people know exactly how much they are approved for within 15 minutes of applying for their loans.

Financial emergencies can happen to anyone. It is helpful to know that you can use your car to get the cash you need in a pinch. Whether you need a few hundred dollars for a quick repair on your car or $5,000 to pay for your daughter's Sweet 16, we can get you the cash you need in a hurry.