Title Loans Opelika Alabama
Loan Cheetah

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Title Loans in Opelika, Alabama from Loan Cheetah

Are you facing a pile of bills that just seems to be getting bigger and bigger? Do you stay awake at night wondering how you are going to pay them? Are your credit cards maxed out? Have you applied for a bank loan only to be turned down because of your credit? If you have found yourself in any of these circumstances, it may be time to apply for a title loan. By applying for title loans Opelika residents can handle their financial problems without worrying. If you have a car, truck, motorcycle, or recreational vehicle, you could use the clear title to your vehicle to secure the loan you need. At Loan Cheetah, our goal is to help you through your financial difficulties by providing and easy and convenient lending solution. We offer competitive interest rates and loan terms. You can even refinance your loan if you find the payments are no longer affordable and we will allow you to pay off your loan early with no prepayment penalty. Continue driving your vehicle while paying off your loan. Stop worrying about your finances and apply for a car title loan online today. It’s fast, easy, and convenient.

Application Guidelines for Title Loans Opelika

Wondering how to apply for a title loan? The process is much easier and convenient than you might think. When applying for title loans Opelika residents can take advantage of our online application process. This saves you the time and hassle of applying in person. We understand that you have a lot of responsibilities. We only ask that you supply very basic information, including your name and telephone number. Additionally, we will need the vehicle make and model as well as the number of miles on the vehicle. This information will help us to process an auto title loan quote and tell you approximately how much money you will be able to borrow.

Legal Guidelines for Title Loans Opelika

Car title loans in Auburn are restricted by certain legal guidelines. For instance, you are only able to take out a title loan in Alabama if you are at least 18 years of age. We will also ask you to provide proof of a clear title without liens. Finally, when applying for title loans Opelika residents must be listed on the title to take out a loan on that vehicle.

Benefitting from Title Loans

At Loan Cheetah, we believe in making the lending process simple. While it could take days, possibly even weeks, to make it through the application process when applying for a loan at a bank, we offer a streamlined application process. This allows us to provide you with a lending decision and even fund your loan within 24 hours, if you are approved. Since we do not require a credit check, we are able to fund applications even if you have had any of the following circumstances:

  • Foreclosure
  • Bankruptcy
  • Bad credit
  • No established credit
  • Unemployed

We even offer a car title loan refinance if you experience financial difficulties and find it hard to make your title loan payments.

Furthermore, we believe that you should be able to maintain complete privacy regarding your reason for borrowing money. Among the most common reasons for taking out a title loan include getting caught up on unpaid bills, paying medical expenses, making home improvement or auto repairs, or bridging the gap between paydays. Even so, we also understand you could have other reasons for needing the money, so we offer a no-questions loan policy, which means we will not ask you how the loan funds will be used.

What Are Title Loans?

What Are Title Loans?

Title loans allow you to use your car's title to secure a loan quickly. Unlike selling your car, you're only temporarily loaning out the equity in exchange for immediate funds while retaining possession of your vehicle.

Loan Cheetah ensures you keep your wheels while accessing the cash you need urgent

Bad Credit, No Credit Loans

Bad Credit, No Credit Loans?

How do bad credit or no credit loans, commonly known as title loans, differ from traditional loans regarding credit scoring?

Bad credit or no credit loans, also known as title loans, operate differently from traditional loans in terms of credit score requirements. In traditional lending, your credit score plays a significant role in determining loan approval and terms. However, with title loans offered by Loan Cheetah, the loan value is primarily determined by the value of your vehicle rather than your credit score. This means that even if you have imperfect credit, nonexistent credit, or bankruptcy on file, you may still be eligible for a title loan based on the value of your vehicle. Therefore, while your credit score may have limited or no influence, the value of your vehicle serves as the primary factor in securing the loan.

Quality Title Loans

Quality Title Loans

Loan Cheetah prioritizes not only speed but also the quality of your loan. We secure your loan quickly while offering competitive interest rates, higher cash payouts, and flexible repayment plans with terms you can rely on.

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah delivers top-rated title loans in half the time it takes other lenders to process paperwork. Faster access to funds means getting back to your life sooner. Our commitment to speed and efficiency ensures your peace of mind while addressing your financial needs.

It's Time to Get a Running Start on Your Title Loans

It's Time to Get a Running Start on Your Title Loans

Loan Cheetah provides speed and accuracy, offering lower interest rates, higher cash payouts, and reduced processing time. Stop waiting for your finances to magically improve and take action with Loan Cheetah today.

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Title Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

FAQ's about Car Title Loans

A car title loan allows you to borrow money using the title of your vehicle as collateral. You temporarily surrender the title to the lender and get it back once the loan is repaid.

The amount of cash you can receive for your car title loan depends on factors such as the value of your vehicle, your income, and state regulations. At LoanCheetah, we offer loans up to $10,000, depending on eligibility.

Yes, you can continue driving your car as usual while you have a title loan from LoanCheetah. We understand the importance of transportation, so you can keep your vehicle throughout the loan term.

To apply for a car title loan, you typically need to provide a government-issued ID, the title to your vehicle, and proof of income. Additional documents may be required based on state regulations and lender policies.

Yes, LoanCheetah accepts most credit types, including bad credit. Unlike traditional lenders who focus solely on credit scores, we use the value of your vehicle to determine loan eligibility.

With LoanCheetah, you can get approved for a car title loan quickly, often in as little as 30 minutes. Once approved, you may receive cash the same day, providing fast access to the funds you need.

If you’re unable to repay your car title loan, contact LoanCheetah immediately to discuss your options. Depending on the situation, we may be able to offer a repayment plan or other solutions to help you avoid default.

Yes, LoanCheetah offers refinancing options for existing car title loans. We may be able to pay off your current loan with another lender and provide you with a new loan at a competitive rate.

No, LoanCheetah does not charge penalties for early repayment of car title loans. You can pay off your loan ahead of schedule without incurring any additional fees.

If you default on your car title loan, the lender may repossess your vehicle to recover the outstanding balance. However, LoanCheetah works with customers to find alternative solutions and avoid repossession whenever possible.