FAQ's Personal
Title Loans

A title loan is a type of secured loan where borrowers can use their car title as collateral to obtain financial support with an online loan option. These auto title loans online won't perform a credit check, so you can apply with bad credit or if you are just starting to build your financial history. Online title loans allow nonexistent credit individuals to borrow money from a car title loan lender with flexible interest rate caps and high loan values.

The process to obtain car title loans online typically takes between 24-48 hours. This time will vary depending on the verification of documents and approval, but it's shorter than the traditional loans.

Auto title loans allow you to receive fast cash that can start with a few hundred dollars and escalate up to $10,000 depending on your car that needs to go through a vehicle inspection to know how much cash you will receive from quoting for an online title loan.

You can find LoanCheetah Online Title Loans in most locations in the United States. If you are looking for a local branch to obtain your guaranteed title loan approval, you must contact us directly or use our branch locator to find the nearest location to you.

There’s no application or processing fee when you apply for an online title loan. You won't need to worry about us charging any hidden fees when you obtain your guaranteed title loan approval.

Additionally, you’ll pay no hidden fees when applying for a title loan. We don't have an early prepayment penalty, so this means if you decide to pay off your loan ahead of schedule, you won't pay anything extra or more money that is not reflected on the loan agreement.

Title loans online are a secure option since most lenders will have direct contact with you when you request an online title loan. These are easy funding options with a fast approval process without worrying about your credit score or history. You can obtain fast cash quickly with this credit loan option. Apply online with your vehicle title; no matter if you have poor credit, we will review your documentation and send the fund directly to the bank account within 24 hours.

At LoanCheetah, if you need quick cash but have bad credit, you can still apply for our bad credit loans that do not involve a credit check. You can qualify for a loan with good credit, no credit, or bad credit because we won't check your credit history at all. We allow you to apply online for a title loan with bad credit when you need extra cash.

LoanCheetah offers online title loans with competitive interest rates, comparable to rates offered by many traditional lenders that usually give you other loans such as personal loans or home equity loans. If you request a loan from a financial institution you must expect some penalties for bad credit title loan borrowers, something it won't happen with us.

We ask for basic requirements if you apply for an online title loan. You must be at least 18 years old and have a lien-free title. You will also need to prove you have a steady income source, references, government-valid identification, and a clear title of a vehicle you own.

Depending on the condition of your vehicle, the make, mileage, and year, you will qualify for an online title loan of up to hundreds or thousands of dollars. The minimum loan amount you can receive starts at $500.

We offer flexible repayment terms for online title loans. Depending on the amount borrowed, you can pay off your loan over weeks, months, or years.

If your title loan payments are too high, please call us. We value you as a borrower, so we will restructure your loan to reduce the monthly payments. We can extend the time of your title loan to adjust monthly payments.

Title loans and payday loans are two separate paths. Payday loans are short-term loans, which you must repay in full within two weeks with high interest rates. Meanwhile, title loans can be short- or long-term, offering better interest rates, more time for repayment, and such a large amount of money to borrow.

Yes, you can qualify for an online title loan if you are unemployed, but you have a source of income, such as unemployment compensation, disability, child support, or alimony. If you are able to demonstrate you have a steady income to pay the monthly payments, you can quote for online title loans

We won't check or monitor how, when, or why you spend the funds you received. Once you have the title loan's fund, you are allowed to use it for any purpose. This may include paying bills, home or car repairs, college tuition, wedding expenses, or a vacation.

Loan Cheetah is always ready to help you with a car title loan. Choose your nearest location to learn more about your area's title loans!