Installment Loans in South Carolina
Are you facing an emergency or urgent financial issue in South Carolina? Need expert help in getting a fast cash loan to resolve your tough money problem? We are available to people in South Carolina who have to borrow money quickly.
Perhaps you want to get a loan in South Carolina to pay your rent or handle another financial matter. If you have an emergency or unforeseen expense to handle, you may consider getting an online installment loan.
Many people in South Carolina who are dealing with financial hardship want to know where to obtain cash fast. Although there are many sources of loans in South Carolina, it's not a good idea to deal with a company that does not have a proven track record.
It is advisable to get help from a team that comes highly recommended in South Carolina. That's where our team comes in - to provide high-quality assistance that borrowers in South Carolina need to get cash fast. If you are looking for a quick cash lender in South Carolina to help you get a loan to solve a tough situation, then get in touch with us right away.
With our team on your side, you do not need to worry about whether or not you can get approved for a loan in South Carolina. We have what it takes to take you through the online loan process and put cash in your hands quickly. Trying to get approved for a loan from a traditional lender can be tough, so if you want to get a loan fast, an installment loan online is the ideal option for you.
Advantages of Installment Loans In South Carolina
Installment loans South Carolina can significantly improve your situation and help you resolve emergencies or other financial obligations. Even if you don't have a perfect financial record, you can obtain the cash in a hurry to address your financial issues.
Anyone in South Carolina can benefit tremendously from obtaining an installment loan online from our company. We are well known for working fast and meeting the needs of customers who are cash-strapped and have to borrow in a hurry. And South Carolina installment loans can help many individuals in South Carolina who are going through a financial crisis.
The application process for installment loans South Carolina is quick and easy, and you collect your funds in less than one business day. The South Carolina online installment loans application is a great option for people in South Carolina who have a busy schedule and need to get things taken care of quickly.
Banks and other conventional lending institutions have very strict lending requirements and they require borrowers in South Carolina to submit mounds of paperwork. Our application process for installment loans South Carolina is not difficult to complete. In fact, the entire process can be completed within a couple of hours.
South Carolina installment loans from our company are designed to make it easier for borrowers to handle the repayment plan. We also offer reasonable terms and we will work with you to ensure a pleasant experience.
Application For Installment Loans In South Carolina
You can apply for installment loans South Carolina without stepping out of your home. Our team strives to make it fast and easy for borrowers in South Carolina to get access to cash when they are going through tough times.
There's no need for wasting valuable time trying to get a loan from a traditional lender when you can turn to our team for reliable service. We have made the application process for an online installment loan convenient for our customers. Just go through a few simple steps and you can get your funds quickly.
- Fill out our simple application for an installment loan online. We will need you to enter your personal details.
- Receive a hassle-free, no-obligation installment loan estimate instantly.
- Get a consultation with a loan specialist to finalize your loan request.
- Collect your cash within one business day.
The online installment loan process is designed to enable residents of South Carolina to borrow money without hassles. Start the process right now and you will have access to the funds you need in a hurry. Our aim is to help you get fast cash so you can address your financial issues and move on with your life.
Are You Ready To Apply?
Going through financial hardship can be stressful. If you have encountered a difficult situation and are looking for a way to get money cash, it is crucial that you take action right away.
Just take a few minutes to fill out the South Carolina installment loan application and we will work very fast to put cash in your hands. If you still have questions about our South Carolina installment loans online process, call us immediately.
Requirements to Apply
- Age requirement: You have to be 18 years or older to be apply.
- A checking account: You must have an active checking account.
- Living in the USA: Only permanent residents and/or citizens of the USA can be approved for a loan.
- Documented income: Evidence of a documented income will be needed to be approved.
State Regulatory Agency
South Carolina Regulatory Agency Contact Information:
- South Carolina Board of Financial Institutions
- 3rd Floor, Suite 306, Edgar Brown Building
- 1205 Pendleton St
- Columbia, SC 29201
- Phone: 803.734.2020
- Fax: 803.734.2025
Legal Regulations for South Carolina Installment Loans
- Statute Citation: Consumer Finance 34-29-10 et seq
- Regulator: South Carolina Board of Financial Institutions
- Interest and Permissible Fees: $2.50 per $100 per month on loan of $150 or less; $25 per $100 per month on loan of $151 - $600; $18 per $100 per month on loan of $601 - $1,000; $12 per $100 per month on loan of $1,001 - $2,000; $9 per $100 per month on loan over $2,000; origination fee of 5% or $200 on loans exceeding $2,000.
- South Carolina Average APR: 325%
- Maximum Loan Amount: $3,500
Credit Counseling Information
Personal installment loans should not be used as a long-term financial solution. They are geared for short-term financial needs only. A customer with credit difficulties should look into credit counseling. For more information, please see below:
- National Foundation for Credit Counseling: www.nfcc.org
- Consumer Credit Counseling Services: www.credit.org/credit/
- The Credit Counseling Professionals: www.consumercredit.com
- Credit Counseling Services: www.consolidatedcredit.org
Example of Installment Loans Terms and Repayment
- Loan Amount - $500
- Biweekly Payment - $85
- Duration in weeks - 26
- Total Due - $1,105
- APR - 360%
- Loan Amount - $1,000
- Biweekly Payment - $132
- Duration in weeks - 52
- Total Due - $3,432
- APR - 328%
- Loan Amount - $2,000
- Biweekly Payment - $258.29
- Duration in weeks - 34
- Total Due - $4,390.93
- APR - 275%