Title Loans Cleveland Heights Ohio
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Title Loans Cleveland Heights, Ohio

You know, people borrow money for myriad reasons. It’s one of the cool things about being in the title-loan business. Most people who look Loan Cheetah up on the Internet look for a car title loan quote, because they want to pay off bills or to come back from a bankruptcy.

But others use the money for different purposes. Namely, these ambitious souls have some ideas about putting away a nest egg or even starting little businesses in the grand tradition of city father, John D. Rockefeller and one-time Cleveland Heights resident. True enough, most people don’t use their title loans for this purpose, but this illustrates just how flexible title loans are as a quick source of cash.

Here’s how title loans in Cleveland and Cleveland Heights works. If you have the title for a vehicle, that title is the collateral for your loan. We don’t check credit. We don’t even care if you don’t have credit. For us, it’s enough that you have security.

Title loans in Cleveland Heights really are some people’s ticket back to a better life after a misfortune like a long illness or a bankruptcy. Or like our example in the opening paragraphs, title loans provide people with an opportunity to better themselves. These people may be difficult to finance otherwise. Or maybe they just like the idea of getting quick cash, an especially important factor when a sudden opportunity comes onto the horizon.

If you like the idea of getting a title loan for a purpose that you choose and you’d like to apply for title loans online, please continue reading. We’ll give you instructions for how to use our online application.

Title Loans Cleveland Heights: How to Apply for Our Loans

We make getting a title loan from us a simple affair. We want to help the largest number of people possible. To that end, we’ve set up a simple form that you can fill out. This is the first portion of the loan application. Here’s the materials/ info we’ll need to get started:

  • Your full name
  • Your phone number
  • The zip code where your residence is
  • The mileage on your vehicle
  • The year it was manufactured
  • Its make/ model

You’ll receive a quote/estimate right after you finish your application form. This number gives you an approximate idea of the amount that we can loan you. It’s based on the information you’ve given us about your car, truck, or motorcycle.

We have some additional help for you following the estimate. A member of our staff in the local store will contact you. This person’s role is to help you finalize the loan application and to talk with you about your money. You can usually get a good idea of when you’ll receive your cash once you chat with your loan rep. Often title-loan cash gets disbursed on the same day the person applies for it.

Title Loans Cleveland Heights: Our Legal Obligations to You

Some of our would-be clients have questions about the nature of our industry and the laws that regulate it. For your protection, title loans in Ohio are only disbursed in compliance with federal and state law. The guidelines for our type of business are strict. We follow all them to the letter. We understand that your trust is earned. Adhering to these regulations means we take your trust seriously.

Additionally, these regulations also act as safeguards to your loan contract. To abide by the rules of our industry, you’ll read the following information in your paperwork:

  • Your payment information
  • The interest we’re charging on the title loan
  • The date your final payment will be due
  • The number of payments you’ll have

One Last Look at the Reasons You Should Borrow From Us

  • You and your loan are under the safeguards of the law. We abide by all laws, statutes, and regulations for our industry so that we always have your trust.
  • The online loan application takes only a couple of minutes and is followed up by a call from our rep.
  • Past credit challenges are irrelevant. Title loans in Cleveland Heights are given out based upon whether or not the borrower has a car with a title. This title serves as your collateral, not your signature.
  • We don’t have rules dictating how you use the loan money. That’s completely up to your discretion.

As you can see, we have a number of benefits to offer the potential title-loan borrower. Why not fill out the application and start traveling down a new financial road now?

What Are Title Loans?

What Are Title Loans?

Title loans allow you to use your car's title to secure a loan quickly. Unlike selling your car, you're only temporarily loaning out the equity in exchange for immediate funds while retaining possession of your vehicle.

Loan Cheetah ensures you keep your wheels while accessing the cash you need urgent

Bad Credit, No Credit Loans

Bad Credit, No Credit Loans?

How do bad credit or no credit loans, commonly known as title loans, differ from traditional loans regarding credit scoring?

Bad credit or no credit loans, also known as title loans, operate differently from traditional loans in terms of credit score requirements. In traditional lending, your credit score plays a significant role in determining loan approval and terms. However, with title loans offered by Loan Cheetah, the loan value is primarily determined by the value of your vehicle rather than your credit score. This means that even if you have imperfect credit, nonexistent credit, or bankruptcy on file, you may still be eligible for a title loan based on the value of your vehicle. Therefore, while your credit score may have limited or no influence, the value of your vehicle serves as the primary factor in securing the loan.

Quality Title Loans

Quality Title Loans

Loan Cheetah prioritizes not only speed but also the quality of your loan. We secure your loan quickly while offering competitive interest rates, higher cash payouts, and flexible repayment plans with terms you can rely on.

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah delivers top-rated title loans in half the time it takes other lenders to process paperwork. Faster access to funds means getting back to your life sooner. Our commitment to speed and efficiency ensures your peace of mind while addressing your financial needs.

It's Time to Get a Running Start on Your Title Loans

It's Time to Get a Running Start on Your Title Loans

Loan Cheetah provides speed and accuracy, offering lower interest rates, higher cash payouts, and reduced processing time. Stop waiting for your finances to magically improve and take action with Loan Cheetah today.

Ready to get started ?

Begin with our simple application form, or call us.

Title Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

FAQ's about Car Title Loans

A car title loan allows you to borrow money using the title of your vehicle as collateral. You temporarily surrender the title to the lender and get it back once the loan is repaid.

The amount of cash you can receive for your car title loan depends on factors such as the value of your vehicle, your income, and state regulations. At LoanCheetah, we offer loans up to $10,000, depending on eligibility.

Yes, you can continue driving your car as usual while you have a title loan from LoanCheetah. We understand the importance of transportation, so you can keep your vehicle throughout the loan term.

To apply for a car title loan, you typically need to provide a government-issued ID, the title to your vehicle, and proof of income. Additional documents may be required based on state regulations and lender policies.

Yes, LoanCheetah accepts most credit types, including bad credit. Unlike traditional lenders who focus solely on credit scores, we use the value of your vehicle to determine loan eligibility.

With LoanCheetah, you can get approved for a car title loan quickly, often in as little as 30 minutes. Once approved, you may receive cash the same day, providing fast access to the funds you need.

If you’re unable to repay your car title loan, contact LoanCheetah immediately to discuss your options. Depending on the situation, we may be able to offer a repayment plan or other solutions to help you avoid default.

Yes, LoanCheetah offers refinancing options for existing car title loans. We may be able to pay off your current loan with another lender and provide you with a new loan at a competitive rate.

No, LoanCheetah does not charge penalties for early repayment of car title loans. You can pay off your loan ahead of schedule without incurring any additional fees.

If you default on your car title loan, the lender may repossess your vehicle to recover the outstanding balance. However, LoanCheetah works with customers to find alternative solutions and avoid repossession whenever possible.