Title Loans Lakewood Ohio
Loan Cheetah

Experience fast title loans online in every corner of our nation. When you need cash quickly, rely on us for prompt and reliable support.

Let's Get Started
Instant Online Quote
Instant Online Quote

Get an instant estimate online.

Cash Same Day
Cash Same Day

Receive cash in your account within 24 hours.

Keep Your Car
Keep Your Car

Continue driving your car.

Title Loans Lakewood, Ohio

Online Car title Loan approval Lakewood OH

There is a lot to understand if you are looking into getting a personal loan or title loan, but especially when it comes to title loans Lakewood borrowers can benefit greatly from a short-term loan during rough financial times. Car title loans are a type of short-term collateral loan that makes it easy to get cash when you need it quick.

These loans don’t work like long-term bank loans and aren’t meant to meet long-term financial needs. There are always times when you need to cover unforeseen costs, though, whether it’s unexpected medical bills, a bit of extra tuition, a repair around the house, or whatever other needs may arise.

When those come up, you can get a car title loan quote to help you figure out how much money you may be able to borrow using a title loan. If you find the loan amount could be useful, you could get your cash in as little as 24 hours. Your lender will hang onto your car’s title as collateral, and once you’ve repaid everything, often in a timespan of sixty days or less, your title comes right back to you.

Vehicle Title Loan Regulations Ohio Residents Should Know

There are a lot of rules and regulations when it comes to title loans in Ohio and while all of them are important, there are a few specific regulations for title loans Lakewood borrowers should know in advance. Before you sign yourself up for anything, be on the lookout for:

  • Title lenders must have registration and bonding under the Credit Service Organization Act
  • Short-term loan interest rates must be capped at 28 percent annually
  • You must own your vehicle outright with no outstanding payments or liens against it
  • If you fail to repay your loan per your loan agreement, your vehicle may be repossessed

Borrowers should also be aware that all Ohio lenders are required to run a credit check prior to loan approval. Many auto title lenders are still willing to work with less than perfect credit scores, but any lender who claims to be able to secure title loans with no credit check is not operating per state law.

If you have any questions about title loan laws in Ohio or want help finding a secure, reputable title loan or personal loan in Lakewood, we are just a phone call away. We’re here around the clock to help answer your loan questions and find title loans Lakewood residents love.

If you believe that you are involved with a predatory lender, you are urged to contact your local law enforcement office as soon as possible.

Chief of Police for Lakewood: Timothy Malley

Non-Emergency Phone Number for the Lakewood Police: (216) 521-6773

You may also report any predatory lender to the Office of the Attorney General online or by calling at: (800) 282-0515.

Attorneys in Your Area

If you are seeking further assistance dealing with a lender or if you are simply looking to know more about the regulations for vehicle title loans that Ohio has in place, there are a number of attorneys in the greater Cleveland area that may be able to assist you. This list is not extensive, and these attorneys are in no way affiliated with any of our partner title lenders, but do deal with debt and consumer law.

Or just give us a call to find a loan that you won’t need an attorney’s help to handle.

What Are Title Loans?

What Are Title Loans?

Title loans allow you to use your car's title to secure a loan quickly. Unlike selling your car, you're only temporarily loaning out the equity in exchange for immediate funds while retaining possession of your vehicle.

Loan Cheetah ensures you keep your wheels while accessing the cash you need urgent

Learn More
Bad Credit, No Credit Loans

Bad Credit, No Credit Loans?

How do bad credit or no credit loans, commonly known as title loans, differ from traditional loans regarding credit scoring?

Bad credit or no credit loans, also known as title loans, operate differently from traditional loans in terms of credit score requirements. In traditional lending, your credit score plays a significant role in determining loan approval and terms. However, with title loans offered by Loan Cheetah, the loan value is primarily determined by the value of your vehicle rather than your credit score. This means that even if you have imperfect credit, nonexistent credit, or bankruptcy on file, you may still be eligible for a title loan based on the value of your vehicle. Therefore, while your credit score may have limited or no influence, the value of your vehicle serves as the primary factor in securing the loan.

Learn More
Quality Title Loans

Quality Title Loans

Loan Cheetah prioritizes not only speed but also the quality of your loan. We secure your loan quickly while offering competitive interest rates, higher cash payouts, and flexible repayment plans with terms you can rely on.

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah delivers top-rated title loans in half the time it takes other lenders to process paperwork. Faster access to funds means getting back to your life sooner. Our commitment to speed and efficiency ensures your peace of mind while addressing your financial needs.

It's Time to Get a Running Start on Your Title Loans

It's Time to Get a Running Start on Your Title Loans

Loan Cheetah provides speed and accuracy, offering lower interest rates, higher cash payouts, and reduced processing time. Stop waiting for your finances to magically improve and take action with Loan Cheetah today.

Ready to get started ?

Begin with our simple application form, or call us.

FREE QUOTE CALL NOW (866) 723 3114

Title Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

FAQ's about Car Title Loans

A car title loan allows you to borrow money using the title of your vehicle as collateral. You temporarily surrender the title to the lender and get it back once the loan is repaid.

The amount of cash you can receive for your car title loan depends on factors such as the value of your vehicle, your income, and state regulations. At LoanCheetah, we offer loans up to $10,000, depending on eligibility.

Yes, you can continue driving your car as usual while you have a title loan from LoanCheetah. We understand the importance of transportation, so you can keep your vehicle throughout the loan term.

To apply for a car title loan, you typically need to provide a government-issued ID, the title to your vehicle, and proof of income. Additional documents may be required based on state regulations and lender policies.

Yes, LoanCheetah accepts most credit types, including bad credit. Unlike traditional lenders who focus solely on credit scores, we use the value of your vehicle to determine loan eligibility.

With LoanCheetah, you can get approved for a car title loan quickly, often in as little as 30 minutes. Once approved, you may receive cash the same day, providing fast access to the funds you need.

If you’re unable to repay your car title loan, contact LoanCheetah immediately to discuss your options. Depending on the situation, we may be able to offer a repayment plan or other solutions to help you avoid default.

Yes, LoanCheetah offers refinancing options for existing car title loans. We may be able to pay off your current loan with another lender and provide you with a new loan at a competitive rate.

No, LoanCheetah does not charge penalties for early repayment of car title loans. You can pay off your loan ahead of schedule without incurring any additional fees.

If you default on your car title loan, the lender may repossess your vehicle to recover the outstanding balance. However, LoanCheetah works with customers to find alternative solutions and avoid repossession whenever possible.