Take the Financial Highway with Title Loans in Highland Village
If you’re in need of a financial leg-up but have nobody close who can help you, that’s okay. Believe it or not, there are lending agencies that subscribe to an ethos of philanthropy — our company is one of them. In times of abnormal requirement, our warm-hearted representatives step up to provide auto title loans Dallas and Highland Village.
You might be wondering if a less-than-wonderful credit score will get in the way of your eligibility. Well, here’s the skinny on auto loans and what we require:
- You trade us the title to a motor vehicle that you’re in legal ownership of
- We deposit the cash in your account within hours
- You pay it back at a low interest rate and recover your title once more
Auto loans provide a bevy of advantages over their cash advance and payday competitors. Aside from never requiring a credit check, we also create loans in amounts of up to tens of thousands and an easygoing payment schedule. In addition, we bring buyout and refinancing options to the table for your convenience.
Applying Online for Title Loans in Highland Village
We don’t like complicated applications any more than you do. That’s why we decided to do things differently from our competition. We sometimes look at what our peers are doing, and it’s like, what do they plan to do with all those arm and legs? It’s almost like they don’t want their clients to come back to them! It’s a crazy world out there.
This is why we kept the process as simple as possible. All we require to get you started is your name and phone number plus the basics about your car, truck, motorcycle or motor boat. We need the make, model, style and mileage to help determine the value of the title, which in turn decides how large title loans in Highland Village can be.
After you’ve submitted your information, you’ll get a free loan quote to keep you thinking about things until one of our specialists can reach out to you and discuss the situation. We like to build relationships with our clients, and that means understanding what exactly has happened to bring them to our doorstep. We ensure that you carry out a loan of the right size and payment window to minimize your overhead fees and make repayment easy.
Legal Ramifications
- Usury is a felony. We aren’t one of those lenders that’s going to impose interest rates in the hundreds. In the state of Texas, any lender who imposes APRs in excess of 10% is guilty of usury, and that’s usually grounds for shutting down the business.
- Loan entrapment is recognized by the law. It’s illegal for any lender to create and distribute title loans in Highland Village that exceed the client’s ability to repay them on time. This is one reason we collect proof of income before issuing a loan.
- Seizure isn’t a preferred resolution. In truth, no auto-based lender may claim a client’s vehicle until the loan payments are more than 30 days delinquent. However, we prefer that you refinance instead — the flexibility is definitely there to keep the ball rolling.
No Better Lending Option
Where payday and cash advance promote the idea of “big money quick”, pawn loans for cars do fast *faster* and big *bigger* than they do. With no credit checks to speak of and interest rates that keep it real, we can’t see a reason to roll with any other lending solution. A casual title loan will fork over a four-digit lump of cash on an easygoing payment plan that makes it easy to get back on track. Forget the rest — call the best.
