Title Loans in La Porte, Texas
A title loan is a type of loan where a person borrows money by posting their car as collateral. The loan is based on the value of the car. The borrower turns over the title to the lender and the lender places a lien on the car to ensure the loan is repaid. The lender holds the title until the loan is repaid, and then returns the title to the borrower. If the borrower fails to pay the loan back, the lender can repossess the car and sell it to repay the loan.
Apply Online
To start the process online, use the form on the right to select your car’s year, make, model, and mileage. Add your name, telephone number, and email address, check the boxes to receive a loan quote and accept terms and conditions, and submit!
You will immediately see a pre-approved dollar amount loan quote which you can accept by calling in. This auto pawn estimate assures that your car qualifies for title loan financing. To complete the process, simply call in. If you don’t want to call, then wait for a representative to call you.
Title loans are available in Houston and other locations. Check all available locations here.
Advantages of Getting a Title Loan
Title loans are quick and easy to get. Credit doesn’t matter! There is no application fee or loan fee involved in getting a title loan with Loan Cheetah. So long as your car is free and clear and you have a way to pay the loan back, you qualify!
With a driver’s license, phone, your car title, and a job or other income, you can put cash in your pocket with a title loan and use it for whatever you want. Title loans beat payday loans because a payday loan has to be repaid in just weeks, but a title loan may be repaid over months.
Refinance Title Loan
If you already have a title loan that you are having trouble paying or if you simply want to get more money for your car, you may want to refinance that loan. If you need to refinance your loan, ask a Loan Cheetah loan expert. Borrowers can refinance title loans in La Porte.
Title Loans Under Texas Law
Title loans are completely legal in Texas. The Texas Attorney General polices lenders of all kinds and offers advice and commentary on title lending and title loans. Title loan interest rates are typically higher than bank loan rates, and for this reason, the Attorney General discourages consumers from using title loans. However, for some consumers, title loans are a legitimate method of securing financing. Title lending is protected by Texas law.
Borrowers are warned about title loans being high-cost loans, but borrowers are within their rights when arranging title loans.
If You Need a Loan, Why Wait?
The title loan process is quick and painless. So long as you meet the few simple requirements, you can put cash in your pocket in no time. We are experts at title loans and will guide you through the process. From the time you start the application until we hand you a check, we will be there to answer any questions you might have. Borrow hundreds or even thousands in an hour or less and spend it any way you want to.
