Title Loans Amarillo, Texas from Loan Cheetah
Title loans Amarillo,TX, are becoming more and more popular with time for several reasons. Clients keep choosing car title loans because they are easy to qualify for, quick to be approved, and provide fast cash.
Unlike credit access business loans, or CAB, that require you to have a responsible credit history, lenders don't do a background check or care about your credit score to approve you for vehicle title loans. Auto title loans are also preferred over payday loans. Payday loans are another easy way to get cash fast, but the money comes with high-interest rates. A car title loan Texas is the best option if you need quick cash. Loan Cheetah offers title loans that can be repaid in affordable monthly installments. You can find our contact and business information at the end of this page.
Personal loans may be hard to come by, especially if you do not have the required credit to apply. Most lending institutions need a minimum of 650 to even consider you for a loan, and even then, the loan’s annual percentage rates may be too high for you to afford. None of those issues come up with car or motorcycle title loans. Our auto equity loans are designed to make your life simpler in one way: getting you quick cash. To seek a personal loan, do not hesitate about getting a title loan in Amarillo! Most individuals use these loans to pay off their rent, utilities and/or other necessary monthly expenses. You can seek up to $1,340 in Texas with your car title. Apply now!
Car Title Loan Online
We live in a fast-paced world; things move quickly, but so do our payday lenders. We get that when you need cash, you need it fast. Those bills have to be paid due today, your landlord wants your rent money now, and your house needs repairs as soon as possible. There's no time to waste. In those situations, you need emergency cash. Our car title loan service works online; you don't have to stop by our physical stores. You won't waste a second of your precious time and won't even have to move from the comfort of your home to apply.
Whenever you need immediate cash, you can start the online application process. Our title loan approval process is simple and brief. You can begin the process by filling out the estimate online application to get an estimate of how much money you can borrow. The result will be determined by your car's model, mage, and mileage. Filling out the application will only take you about two minutes. After that, the rest of the process can also be done online through your laptop or smartphone.
Once the process is over and you've been approved to receive a loan, we can transfer you the funds. You can also come to get it from one of our stores. If you live in the Amarillo, Texas, area, then there's one of our stores near you. We're located all across the country.
The First Steps to Apply for a Title Loan in Amarillo
You must have a title to apply for a loan. Titles are given to those who have paid off their vehicle, whether you have bought it from a private seller or a dealership. Next, you have to meet the age requirement of 18 years old or older. After you have established both, you can apply for a title loan online for free. The form will require you to submit information about your car, which are typically the year, style, model, mileage and make. You are also required to provide a contact number for our loan agents to communicate with you. Our agents are highly-trained in information about title loans in Texas and can address any concerns you may have. An added service they give is matching you up with a title loan lender closest to you! Depending on the title loan lender, you may be required to bring:
- Photo ID (Government-issued: Driver’s License, Passport, State ID)
- Proof of income (pay stubs, bank statements, disability/unemployment)
- Auto title
Potter County Registration and Titling can help you in getting your title or transferring your title at:
Address: 900 S. Polk, Amarillo, TX 79101
Mailing: P.O. Box 2289, Amarillo, TX 79105
Phone: (806) 342-2630
Legal Obligations of Both Parties
Title loan lenders must operate lawfully when participating in these loan transactions. They have to clearly identify the terms of the contract which can include identifying the interest rate on payments and when they are due. They must also provide a complaint hotline for the consumer if they have any legal troubles with the title loan lender. You can also file a complaint to the Consumer Financial Protection Bureau, or local police department.
As a consumer, you are obligated and responsible for any payments necessary to pay this loan off. Late or missed payments are not tolerated by some title loan lenders, and they may notify you of repossession in the event that this happens. Vehicle repossession must be conducted safely and securely. No repossession agent, or title loan lender can use acts of violence or force to obtain the car. They must provide the consumer defaulting the loan with a safe meeting place and time to surrender their car. You are allowed to take all of your belongings from the vehicle. On the contrary, you may not damage your vehicle with intent to lower the value of it. In most cases, the title loan lender will offer you an opportunity to get your car back. If you do not have the means to do so, they may choose to sell the vehicle to make up for the balance of your loan. You can also choose to refinance your title loan with us. If you have previously entered a loan contract with another lender, we will pay it off for you and offer you another loan that will be easier for you to pay off. You may also file for bankruptcy to avoid repossession.
Title Loan Refinancing in Amarillo
Amarillo car title loan borrowers sometimes need to resort to refinancing. If you think you'll be unable to pay your next payment, don't hesitate to reach out to us.
Suppose you find yourself in a new money emergency; you can talk to your payday lenders about your current situation. In those cases, you can discuss with your lender about a refinancing plan for your previous loan. At Loan Cheetah we have all the proper business licenses allowing us to prove title loans and refinancing.
A refinancing plan can mean extending the length of your car title loan terms or possibly lowering the monthly installment rates. That way, you'll be able to repay your debt with ease. We get how stressful it can be when you find yourself unable to meet your monthly payments. But there's no need to worry; a refinancing plan can solve that problem for you.
If you live in Amarillo, Texas, and are currently looking for city lending opportunities or refinancing an old title loan, we want to help you. Our lending experts will assist you immediately, so you don't have to spend another hour worrying about money. Contact us today; we're always happy to assist you.