Title Loans Chico, California
Loan Cheetah works a lot with low income families to provide title loans in Chico, California. Many folks in this area and other places throughout the United States are still struggling with finances. Unfortunately, in a lot of cases, low income families have already damaged their credit scores and can no longer qualify for traditional loans. If you are having a tough time paying your bills or need quick cash to pay an unforeseen bill, you might be interested in learning more about title loans. Although title loans can be used for any number of purposes, most people apply for them to cover emergencies or make necessary repairs around the home. They have become quite popular in recent years because they don’t require a credit check. In addition, qualifying is pretty easy and fast. Our online application only takes a minute to fill out. After speaking with one of our loan representatives, your loan closes quickly, and most folks receive their cash in as little as 24 hours from the start of the loan process to the closing of the loan. Applying is easy, and it doesn’t cost anything to get a pink slip loan estimate.
Who Should Consider Title Loans Chico?
- People in need of quick cash.
- Folks that can’t qualify for traditional loans.
- Students, homemakers, business people or anyone in need of a loan.
What You Should Know About Title Loans Chico
As you may have guessed by now, title loans are loans offered by a lender that use the equity of your automobile to secure a loan. After applying for the loan and being approved, customers must turn over their paper title to a vehicle as collateral.
By securing the loan with this method, we don’t need to pull credit scores, which only complicate matters and slow down the loan process. It’s a winning situation for us (the lender) and our customers.
Although we don’t have as many loan restrictions as banks, you still must meet some qualifications like proof of age (at least 18) with a driver’s license, and you must be the registered owner of your car with a clear title.
We accept a variety of income sources and may even approve auto title loans without a job. You could be approved with income from unemployment, Social Security, disability, pension income or income from a job for example.
As an adult you’re responsible for reading and understanding a contract and following through with payments for title loans in Sacramento. The state of California helps to ensure the terms of the loan are included in your contract, so there aren’t any surprises about payments, fees and interest rates.
Benefits for Loan Customers
- Most applicants are approved.
- Fast cash with no hassles.
- No credit check required.
- No pre-payment penalties.
- We research interest rates to give you the lowest possible rate.
- Friendly, helpful loan representatives.
- Open 24 hours a day.
- Convenient loan stores for collecting cash.
How to Get a Loan
Unlike other lenders that bog down applicants with countless questions and forms for loan approval, we’ve kept the process very simple. Anyone wishing to apply for a loan and learn how much they could qualify for is welcome to apply online using our free application.
We require a little personal information such as your full name, email address, phone number and your zip code. In addition, we’ll need the model, make, style and mileage of the automobile used for collateral.
You’ll receive your free loan estimate and a call from a loan representative to discuss loan details.
With a simple application process, quick loans and fast cash, you might consider the benefits of title loans in Chico by Loan Cheetah.