Title Loans in Cottage Grove, WI
If you haven't checked out loans recently, you are in for a few neat surprises. Wisconsin title loans are all the rage these days because they are so easy to get. In the past, loans were hard to qualify for, but vehicle title loans don't work like traditional loans. You qualify by offering a car, truck, motorcycle or an SUV as collateral. This secures the loans, so title lenders don't take on as much risk. Consequently, you also don't have to earn as much money as you do with the old traditional bank loans. As a matter of fact, you can easily meet the qualifying requirements working a minimum wage job or working part-time. Loan Cheetah is proud to be able to service clients with same day cash when applying for short-term loans. You can get the money you need for things like groceries, utilities, auto insurance or taking care of overdue repairs. Loan repayment plans are designed around the customer's needs, so you get the best plan for your finances. Our nearby loan stores provide you with access to professional services and convenience when you need quick cash today. It's the fast, easy way to get cash.
Preparing to Apply for Title Loans in Cottage Grove
- You need a working vehicle to comply with collateral rules. Vehicles should be in good condition to be driven on city roads.
- We require a paper car title for your vehicle. The title must be clear, which means there should not be any lien holders listed in the lien box on the title. Your car title should also have your name on it.
- To make payments for title loans in Cottage Grove, you should have a source of money. We accept several income sources, so it should be fairly easy for you to be granted a loan.
How to Apply for Auto Title Loans in Cottage Grove
You will need to set aside a few minutes to complete a loan application with the following information:
- The body style of the vehicle with the make, model, year and an estimate of the mileage.
- A telephone number, home zip code and your first and last name.
Reviewing Your Free Loan Quote
Loan Cheetah does not believe in making you wait to learn about your loan offer for title loans in Cottage Grove. Title loans online always include a car title loan estimate for your approval after receiving applications.
Completing the Loan Interview
A representative from our company will be in contact with you shortly after receiving your application. This will give you an opportunity to ask questions and learn more about our operation. We will provide you with helpful information about loan terms and how they work.
We want to make sure you have the money for making payments without causing a hardship. After discussing your income sources, we'll be able to make recommendations for choosing the best repayment package for you.
Legalizing the Title Loan
We draw up a contract based on the agreements made during the loan interview. Contracts abide by state car title loan regulations, so borrowers are well informed about their financial responsibilities.
We recommend you read through the document to verify the terms are correct and meet with your approval. Contracts will typically include:
- The total amount of money you are financing.
- A repayment schedule with payment amounts and due dates.
- The rate of interest.
- The amount you will be paying in interest.
- Any additional loan fees.
Vehicle title loan regulations in Wisconsin stipulate that vehicle owners may only take out loans for 50 percent of their car's value with a set limit up to $25,000. Loan terms are also limited to a repayment period of six months. Interest rates are agreed upon between the borrower and the title lender.
Lastly, loans are paid out after receiving the paper car title from the borrower.
Discovering the Benefits and Perks
- Borrowers are always free to decide how they'll utilize their funds.
- Madison title loans come with bigger loan amounts and the best interest rates because they are secured loans.
- Our title loans in Cottage Grove are serviced with a full staff at nearby loan stores for customer convenience.
- Customers are always free to pay off loans early whenever they have the money without penalties.
- Borrowers keep their vehicles during the loan period.
Explore your financial options today with title loans in Cottage Grove.