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Title Loans Elsmere, Delaware

Many individuals turn to loans to get some extra assistance for any expenses they may have. However, most people find that their credit score either prohibits them from getting a loan without high interest rates, or getting approved for one in general. If your credit score is poor or if you have no credit at all, turn to getting a title loan in Elsmere. These loans vary in amounts but with your vehicle title, you can get up to $10,000. To find out more, all you need to do is complete an online application and you will get an auto title loan estimate for your vehicle worth directly from our website.

How to Apply for a Title Loan in Elsmere, DE

There is an application form available for you whenever you choose to get an online title loan. With little information needed, a free, no obligation estimate will be given to you when you submit the application. What our title lenders do is use your car’s current worth instead of your credit score to get you the emergency cash. Since you are only exchanging your vehicle title, you will still be able to use your car and get to where you need to go. Our trained customer service representatives can give you more information about what steps you need to take next, and find a title loan lender who will work with your situation in Elsmere.

Additional Requirements for Title Loans in Elsmere

  • You must be 18 years old or older to enter a Delware title loan contract
  • Proof of income may be needed by some title loan lenders, if you are unemployed you will be able to use any other government aid records, unemployment or disability as a substitute
  • Proof of insurance may also be required by some lenders depending on the amount of the loan
  • Vehicle title, which you can obtain at:


Address: 2230 Hessler Blvd, New Castle, DE 19720

Phone: (302) 434-3200

You are also required to bring your vehicle to the title loan site, so the lender can keep a detailed record of the condition of the car. The initial loan amount you were given may be reduced if the car is damaged in any way or if any accidents are tied to the vehicle.

Refinancing Your Current Title Loan in Elsmere

If you are currently entered in a different title loan contract, but would like to work with our title lenders instead, you can get more information about title loan refinancing from our customer service representatives. More often than not, the title loan lender will take on your current loan situation and pay it off for you so they can reinstate a new contract for you. It is often less expensive and easier to pay off than the previous one. Talk to your lender about the policies they have regarding refinancing.

Renewing Your Title Loan

The contract you receive from the lender will include a maturity date. This date is the last day that the loan must be fully paid off. If you are unable to pay it off in the time frame, you can speak to your lender about renewals. In the state of Delaware, you are allowed loan renewals for up to 180 days. If after that time you are still not able to pay the loan, your vehicle may be repossessed. The title loan lender may have intent to sell the vehicle, and you must be notified of this prior to the sale. The money made from the sale should cover the remaining balance, if there is extra, you receive the surplus of the sale. However, if it does not pay off your loan, you will still owe the deficiency.

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This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.

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