Title Loans Folsom, California
Do you feel as though you are trapped in a prison of debt? Are bill collectors calling and harassing you because you are behind on your bills? Would a little extra money come in handy to pay off some overdue bills or help you to consolidate your bills into a single and more manageable payment? If so, applying for a title loan can help you to gain access to the fast cash you need. When applying for title loans Folsom residents need not be concerned about their credit situation being a problem. At Loan Cheetah, we do not take credit scores into consideration when making lending decisions. If you have a clear title to a vehicle, and a regular source of income, we may be able to approve you for a title loan. Our lending process is fast and convenient. In fact, it can be completed online, helping you to avoid the need to take time away from your family and job to apply for the loan you need. If you have found yourself in a situation in which finances are tight and you need extra money to ease that situation, apply for a title loan today.
Title Loans Folsom – Application Process
It’s easier and faster than you might think to apply for a pink slip loan online. To apply for title loans Folsom residents can enter all of the required information online. This information includes their name, zip code, and telephone number along with vehicle information, such as the make and model. To complete the application and provide a loan estimate, we will also need the number of miles on the vehicle. Our staff at Loan Cheetah will then make arrangements to speak to you to finalize your loan. The entire application process takes about 10 or 15 minutes. Once approved, you can receive your funds in approximately 24 hours.
Legal Requirements – Title Loans Folsom
To be legally eligible for title loans in Sacramento, you must be at least 18 years of age. Other legal requirements also apply, including that when applying for title loans Folsom residents must be listed on the vehicle title. The title to the vehicle must also be free of all liens.
Title Loans and Their Benefits
Are you wondering whether a title loan is right for your current financial situation? Title loans can provide a number of advantages. People often apply for title loans for a number of different reasons. One of the most common reasons to apply for a title loan versus a bank loan is that title loans are faster and easier to obtain. While a bank will require that you submit to a credit check, which could result in a loan denial, you never have to worry about that with a title loan. We use your vehicle title to secure your loan rather than running a credit check. This means that even if you have had any of the following, you could still be approved:
- No credit
- Late on payments
Interest rates for car title loans are quite competitive. If; however, you ever find yourself in a situation in which it has become difficult to afford your loan payments, arrangements can be made to refinance your loan, so the payments are easier to make.
You also have the freedom to use your loan funds in any manner. Some of the most common ways title loans are used include paying for home improvements and repairs, paying unpaid bills, taking a vacation, bridging the gap between paydays. The amount of your loan will be based on the value of your vehicle.