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Title Loans in Forest Park, Ohio

If you are short on money and facing an unexpected expense, title loans in Forest Park provide a method to receive fast cash. You do not need good credit to receive a title loan. Compared to payday loans, title loan interest rates tend to be more favorable. You pledge your vehicle's title as collateral. Doing so offers the lender a measure of protection and enables it to give you a lower interest rate than it could on an unsecured loan.

The title loan process is relatively simple. The lender does not care about your credit, nor does it require you to make a lot of money or possess vast quantities of valuable assets. The most important factor in the credit decision is the value of your vehicle. To determine this amount, the lender considers your vehicle's make, model, mileage and condition. After determining the market value of your car, the lender makes an offer to lend you a certain percentage of that value. In many cases, you are eligible to receive 50 percent of your car's value or more.

The first step to pursuing title loans in Forest Park is to apply for financing using the Loan Cheetah online loan application. The process is simple and does not require you to give up any personal information.

Applying for Title Loans Forest Park, Ohio

Loan Cheetah makes it easy to apply for and receive title loans in the Cincinnati area. Its online application requires you to divulge only a few pieces of simple information, all of which are basic and not intrusive.

The required fields on Loan Cheetah's application for online car title loans include the following:

  • Name
  • Telephone number
  • Zip code
  • Vehicle make
  • Vehcile model
  • Vehicle mileage
  • Condition of vehicle

Submitting your application yields an immediate auto title loan quote. This quote serves as a pre-approval and provides an estimate as to how much the lender is willing to give based on the information it has about your car.

Shortly after you receive your online quote, a loan representative will call you with further details. If you decide to accept the loan, the money usually is wired into your bank account within 48 hours.

Title Loan Legal Regulations

Ohio imposes unique regulations on car title lenders, some of them highly stringent. For example, a title lender in Ohio must register with the state as a Credit Service Organization, or CSO. This type of organization counsels consumers on debt management and helps them improve their credit.

Because of Ohio's unique legal landscape, it is important to shop for a title loan with a company that understands the laws and regulations of the state. Loan Cheetah helps to ensure you receive a loan that not only fits your needs but also remains in compliance with state law.

Title Loan Benefits

Title loans offer several benefits over credit cards, bank loans and payday loans. Whereas credit card or bank loan approval requires a good FICO score, you can receive a title loan even with no credit history at all. Payday loans are available with bad or limited credit, but the interest rate tends to be higher than with title loans.

Additional title loan benefits include the following:

  • You receive your money quickly.
  • You can still use your vehicle.
  • You can borrow more money than with a payday loan.

Lenders even offer title loans for the unemployed. No matter your unique situation, title loans offer a low-stress method to smooth over a financial rough patch.

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Begin with our simple application form, or call us.



This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.

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