FAQs about Title Loans in Gladewater
Are you considering a title loan? Before signing up for title loans Irving and Gladewater residents need to get some answers to common questions:
Who can take out a title loan?The owner of a car is the one who can take out a title loan. That person must be 18 years of age or older. You must have a valid form of identification to prove you are the owner of the vehicle.
How much can I get for my vehicle?The amount that a lender is willing to lend depends on the market value of the car. There is no legal limit on how much the lender can offer.
How much interest will I pay?We offer competitive interest rates. By law, a lender cannot charge more than 10% interest on a title loan.
How long do I have to pay back the loan?Most lenders will offer a 30-day loan. That means you need to pay the loan back at the end of the 30. However, you can extend that loan for an additional 30 days if needed.
How Difficult Is It To Get Title Loans in Gladewater?
Traditional lenders have made people weary of even trying to get a loan. They expect a person to have perfect credit and plenty of money to pay back a loan. If you have plenty of money, you really don't need a loan. The good news about title loans is that they work great for anyone, regardless of credit and income level. Title loans are extremely easy to get. As long as you have a vehicle with a clear title and that vehicle has value, you can get a loan against it. And the process for applying for a loan is very simple. Fill out our online form with the following information:
- Car's year, make, model, style and mileage.
- Your full name
- Your email address
- Your phone number
- Your zip code
When you hit the submit button, just wait a few seconds. You will get an instant quote on how much cash you can get from the lender. That amount is based mainly on the fair market value of the car. You don't have to accept the full amount offered, but it is available if you would like that amount. In a few minutes you will receive a phone call from one of our loan representatives. The rep will talk with you about your loan repayment options. Please feel free to ask the representative any questions you have. You are under no obligation to take out the loan and there is no application fee involved. If you decide to go forward with the loan, you will need to come into one of our offices. Be sure to remember the title to the car and your personal ID. We cannot process the loan without them. We will go over the loan with you to make sure you understand what you are agreeing to do. Once you sign, you will need to turn over the title to us. Then, you can walk out with the cash in your pocket and drive off in the car you continue to use.
What Else Do You Need to Know about Title Loans?
If you are looking for online vehicle loans, you need to look at title loans in Gladewater. You can get the loan in a short time and you don't have to have perfect credit to do it. Give us a call here at Loan Cheetah if you want to learn more.
