Title Loans in Grapevine, Texas from Loan Cheetah
If you've ever been curious about car title loans in Grapevine, have a seat. We're going to answer all of your questions.
Car title loans are loans that are based on the value of a car you own. You don't have to have good credit; you don't even need a job. You simply need to possess a car title, in your own name, that doesn't have any liens against it. Car title lenders like the ones we work with at Loan Cheetah will use your car's title as security to back the loan. How much money you can borrow is determined by your car's make, age and how high the mileage is. Every single day, customers qualify for thousands of dollars simply because their cars are worth the money, even if they personally have terrible credit.
Speaking of credit, Loan Cheetah doesn't even check it. Credit has nothing to do with qualifying for title loans in Dallas and the surrounding areas. We've approved title loans for Grapevine residents who have great credit, no credit and horrible credit. We've even approved loans for people who are currently going through bankruptcy.
How to Qualify for Title Loans Grapevine
The top requirements for an auto title loan are that you own the title to a vehicle and have some source of income. You don't have to be employed; Loan Cheetah approves plenty of unemployed car title loans. You simply need to be able to prove that you can repay the loan. Loan Cheetah isn't interested in burdening anyone with a loan who can't possibly repay; it's bad business for us and disastrous for you. Our other requirements, which are all basic and very minimal when compared to banks or credit unions, are that you:
- be at least 18 years old
- have a driver's license or photo id
- have current registration
- have some sort of verifiable income
Your income can come from a source like child support, alimony, retirement, pension, a structured settlement or disability.
The application process is simple. Start it online by answering a few questions about yourself and your car. You'll get an instant quote for how much you might be able to borrow. Then, give us a call or stop by to provide the documents listed above. A few quick signatures and you'll be out the door with the money you need in your pocket.
Title Loans in Texas and the Law
Lots of our customers are worried that title loans aren't legal. That's because some states have chosen to prevent their citizens from having access to alternative forms of credit by banning title loans. Luckily for citizens of the Lone Star State, car title loans are still completely legal in Texas. We can get you the money you need at repayment terms that are affordable and easy for you to handle. Our lenders are professional, friendly and offer competitive interest rates.
How You Can Use the Money
Once you've been approved and that money is in your hands (or your bank account), you're free to do whatever you want to with it. Our customers
- pay past due utility bills
- pay rent in advance
- pay off medical bills
- pay unexpected expenses
Sometimes, our customers don't have a pressing debt or surprise financial expense. Sometimes they simply want to go on vacation with their sweethearts or treat their parents or loved ones to a weekend getaway. However you see fit to spend the money is completely up to you.