Title Loans in Helena, Alabama from Loan Cheetah

Helena is known for being a great place to live and raise children. It has that great small southern town charm while also being close enough to Birmingham to enjoy the big city amenities. Another great thing about Helena is that its residents have easy access to title loans.

Sometimes there is a need for extra money immediately, but the options to get the cash are severely limited. Instead of wading through a time consuming and complicated application and approval process at the bank or approaching friends and family with the uncomfortable request to borrow money, locals can just apply for title loans in Helena through Loan Cheetah.

Title Loans Helena

Title loans in Helena are basically secured personal loans. An applicant puts up their personal vehicle as collateral to secure the loan. They leave the title with the lender in exchange for cash. When the loan is paid off, the title is returned to the lender. One thing about title loans that differs from traditional bank personal loans is that there is no credit check. Applicants get a title loan based on the equity in their vehicle. To do this, the applicant needs to have a title with no liens. This includes rebuilt titles for those applying for a rebuilt car title loan.

Title Loans Helena Application

Loan Cheetah online car title loan applications are simple. Just type in the year, make, model and style of your vehicle, along with the mileage. Then, type in your name, zip code, email and phone number. Immediately, you will get an auto title loan quote, which is based on the fair market value of your car. After this, a Loan Cheetah rep call you to discuss the condition of your vehicle, when and where you want to collect the loan money and a repayment schedule. Our loan representative can also answer any questions you have about the title loan process.

Legal Information

Alabama does not put a limit on the amount of money available through title loans, which is great news for borrowers who need large sums. Borrowers must be 19 or older and have either a clear title or a clear rebuilt title. Loan periods are between 10 and 31 days, but loans may be renewed to give the borrower more time to pay it back. Lenders must give borrowers 30 days to correct delinquent accounts before the borrower’s car is repossessed.

Benefits

Convenience and simplicity are such a big part of auto title loans in Birmingham and Helena that more and more people are realizing what a great opportunity these loans represent. They could go to a bank, fill out form after form, wait for the loan officer to do a credit check, and supply documentation to prove their creditworthiness. Or, they can go for a title loan. Bank loan processes take time and energy, and they come with the added stress of waiting to find out if you have been approved. Title loans include simple applications, a quick phone call and rejections are practically unheard of. That’s because applicants must own a car to qualify, and they use that car as collateral. Doing so eliminates the need for a credit check.

From start to finish, title loans are most often completed in 24 hours or less. Loan Cheetah understands that our clients need money in a hurry, and we do everything we can to get it for them. At the end of the process, we give the client money, they give us their vehicle’s title, and they drive home in the same car they use to get the loan.