Title Loans in Highlands
Highlands is small but enormous on history. History buffs love that Highlands was an original stop on the Beaumont Railway. Modern land prospectors appreciate that Highlands appears on lists of up-and-coming places to live for penny-pinching first-time homeowners. Luckily, title loans Pasadena are available to help hardworking homeowners like you pay bills whenever you need extra cash.
A title loan is a secured loan. With a secured loan you pledge an asset for collateral, a guarantee of repayment. Unlike an unsecured loan, a title loan does not require a credit check. Even if you have bad credit or no credit, you can still get a title loan. The application process is super easy and quick. Apply today, and you could have lifesaving cash in your hands by tomorrow or the day after.
Apply for Title Loans in Highlands
Our free online loan quote is a straightforward, no-strings-attached way to preview the title cash loan amount you might be able to get. To initiate the process, tell us a little about your vehicle. Select the
- Year
- Make
- Model
- Style
- Mileage
Then enter your
- Full Name
- Cell Number
- ZIP Code
You'll receive your free loan quote immediately. A loan representative will contact you shortly to discuss further details, such as additional eligibility requirements that are mandated by Texas law.
Texas Law and Title Loans
When you apply for title loans in Highlands, state law mandates certain requirements of both lenders and borrowers. For example, state law obliges lenders to be licensed and regulated, which protects you from predatory lenders and shady practices.
State law requires you to
- Be 18 years old
- Have a valid driver's license or
- State/government issued ID
Here at LoanCheetah.com we also require you to
- Own the vehicle for which you seek a title cash loan
- Have your vehicle's lien-free title
- Have proof of steady income
- Have valid references
If you do not meet all of the eligibility requirements, apply for a title loan anyway. We may still be able to help you.
Benefits of Getting a Title Loan
A title loan is the least risky and most simple, straightforward type of personal loan. Texas law allows you to obtain up to roughly 70 percent of your vehicle's current market value. You're legally allowed to renew your title loan at least five times to avoid defaulting. The law does not restrict what you can spend your cash loan on. Use it however you need or want:
- Medical bills
- Wedding expenses
- Mortgage/rent
- Post bail
- Pay for school (tuition, books, graduation)
- Pay down your credit cards
- Home repairs
- Holiday shopping
- Vacation
Because title loans don't require a credit check, your title loan never appears on your credit report or affects your credit score, even if you incur late payments. In fact, no third party ever has access to your title loan amount or means of transfer.
Speaking of means of transfer, you can receive title loans in Highlands as
- Cash or
- Direct deposit
Some lenders even offer cash loans in paycard form, so you enjoy the convenience of a prepaid debit card.
Title loans have no fees: No application fees and no hidden fees down the line. Unlike unsecured loans, if you repay your title loan in full before its official due date, there are no prepayment penalties.
You're free to renegotiate your loan payment amount if it proves difficult. Best of all, you can still drive and take out a loan. We understand that you need your car to earn your livelihood, so you keep your car during the lifetime of your loan. Don't waste another moment worried about bills. Get a title loan today, and enjoy debt-free peace of mind by tomorrow.
