Title Loans in Huntsville, Alabama from Loan Cheetah
Daily life can be challenging when you are struggling to make ends meet. When unexpected bills pop up, the challenge can become overwhelming. It may seem like there is no way to get the money you need to get out from under all the financial pressures, especially if you have a checkered credit history. However, the answer you need may be as simple as a title loan on your car.
What Are Title Loans Huntsville?
A title loan is a short-term loan based on the value of your car and secured by a lien against the title of the car. As long as you are at least 19 years old and own your car free and clear, you can usually qualify for title loans in Huntsville. Your credit is never considered, so if you have bad credit or even a bankruptcy, you could still get the cash you need quickly through a title loan. It also does not matter how old the car is, as long as it is in good shape. Best of all, you get to keep your car while you are repaying the loan, and you can use the funds for any reason.
How to Apply for Title Loans Huntsville
Applying for title loans with Loan Cheetah is quick and easy. Start by submitting the application, which takes only a few minutes to complete. In order to give you an auto title loan quote, we'll need to know:
- The make and model of your car
- The year the car was manufactured
- The current mileage on the car
- Your personal and contact information
You'll receive your quote within just a few minutes of submitting your application, which will let you know the amount we estimate you'll be able to borrow. If you accept the quote, one of the Loan Cheetah loan specialists will contact you to review your application and help you find the right title loans in Alabama to meet your needs. We work with a wide network of lenders, so we can usually find the best online car title loans for any situation.
Getting Your Money
Once you've found the right title loans in Huntsville, the next step is to bring your car in to one of our offices for an inspection. This will determine the actual amount you are able to borrow. You can complete your loan paperwork at the same time. Be sure to bring with you:
- Your driver's license
- The clear title to your car
- Proof of income
- Any other documents your lender requires, such as proof of insurance and residency
This part typically takes about 30 minutes to complete. You'll receive your money as soon as your lender processes your loan. Depending on the circumstances, you could even get your money the same day.
What If I Have A Title Loan?
If you already have a title loan and are struggling to make the monthly payments, a Loan Cheetah loan specialist can help you with a title loan refinance. We'll work with you to find a lender to pay off your existing title loan and set you up in a new, more affordable loan. Not only could this save you money every month, it could also help you avoid losing your car to repossession if you've fallen behind on your payments. We'll also work with you to set up a payment plan that fits in your budget, so you won't have to worry each month about affording your payment.
Paying Off Your Title Loan
Whether this is your first title loan or a refinanced loan, you'll be able to keep driving your car while you are making payments. Your lender will place a lien against the title of your car as security for the loan, which will be removed once you've paid the loan in full. It is important that you contact your lender if you realize that you may have difficulty making any of your payments. Most lenders will work with you to set up a new payment plan that is easier for you to meet. It is also important that you only borrow what you feel you will be able to repay. If you find yourself unable to pay the loan back, you could lose your car to repossession.
At Loan Cheetah, we understand that people can find themselves in tight financial situations at any time. We are dedicated to helping you find a way out of those difficulties with title loans in Huntsville. Don't let money worries continue to weigh on you. Submit the application now to quickly find out just how much you could borrow. In just a short time, you could have the funds you need to pay off bills, get out from under the financial stress and get back to enjoying your life.