Get the Best Title Loans in Lago Vista, Texas

Statistically, a large percentage of Texan residents, up to 65% exhaust their paychecks before the next one comes. This puts many people in a fix, and many end up getting into high-interest debt, such as the loans offered by traditional financial institutions. Unknown to many, you can get car title loans Fort Worth at the most competitive interest rates in Texas. This requires that you have a lien-free title on your car. This means that you should not have an unpaid loan tied to the title of your vehicle.

Presently, getting auto title loans is fast and easy with the widespread penetration of the internet, and you can get them from the comfort of your home or workplace. The Texan state government has not placed a cap on the title loans in Lago Vista and other parts of the state. This means that you can get the best rates on car title loans in Texas.

How to Apply For Title Loans in Lago Vista

The internet has made it very convenient for Lago Vista residents to apply for title loans, and it is as simple as having a lien-free car title then login onto the website. We fast track the time it takes to apply for a title loan to only a few minutes by using our online application form. The first step is to own the title of your car, and this simply means that you do not have another loan riding on your vehicle's title. Afterwards, you will have to provide a proof of identification to show that you are 18 years or older, then you are eligible for title loans in Lago Vista. Contact us for an interest rate quote against the amount of cash you need.

Legal Regulations for Auto Title Loans in Lago Vista

The amount of loan you get is based upon the value of your car, and during the period of the loan, the lender holds on to the title of your car. The state cannot put a cap on the loan amount receivable. However, like other states, Texas has a cap on the interest rate charged by lenders at 10% of the loan. There are 0% title loans in Lago Vista, and this rate applies during the introductory period. If you pay off the loan within the stipulated period, you will not pay any interest.

There is, however, a limit on the term of title loans of 180 days and if you cannot pay the loan within this period, you have the option of extending the loan for 30 days a maximum of five times.

Secured and Unsecured Title loans

We have two types of loans at Loans, secured and unsecured. Secured loans require that you let us hold on to the title of your car within the period of the loan, and you get a longer time to pay the loan. Unsecured loans, however, have shorter periods, and are riskier to the lender. For both parties to be on the same level secured loans are better than unsecured loans since you can get as much money as you want for your project compared to unsecured loans where you receive fewer amounts.

Flexible Loan Repayment

You have 180 days to repay the loan. However, if you have gone into financial difficulties, you only need to contact us, and we will draft a flexible loan repayment plan with you. However, you can only get an additional 30 days to repay the loan for five times. You will have to pay the fees and the accrued interest.

We have been the top alternative lender giving loans on pink slips for more than five years. Contact us if you have a lien-free title and you are of majority age, and we will process your loan in less than an hour.