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Title Loans Lakewood, Ohio

Title Loans Lakewood, OH

There is a lot to understand if you are looking into getting a personal loan or title loan, but especially when it comes to title loans Lakewood borrowers can benefit greatly from a short-term loan during rough financial times. Car title loans are a type of short-term collateral loan that makes it easy to get cash when you need it quick.

These loans don’t work like long-term bank loans and aren’t meant to meet long-term financial needs. There are always times when you need to cover unforeseen costs, though, whether it’s unexpected medical bills, a bit of extra tuition, a repair around the house, or whatever other needs may arise.

When those come up, you can get a car title loan quote to help you figure out how much money you may be able to borrow using a title loan. If you find the loan amount could be useful, you could get your cash in as little as 24 hours. Your lender will hang onto your car’s title as collateral, and once you’ve repaid everything, often in a timespan of sixty days or less, your title comes right back to you.

Vehicle Title Loan Regulations Ohio Residents Should Know

There are a lot of rules and regulations when it comes to title loans in Ohio and while all of them are important, there are a few specific regulations for title loans Lakewood borrowers should know in advance. Before you sign yourself up for anything, be on the lookout for:

  • Title lenders must have registration and bonding under the Credit Service Organization Act
  • Short-term loan interest rates must be capped at 28 percent annually
  • You must own your vehicle outright with no outstanding payments or liens against it
  • If you fail to repay your loan per your loan agreement, your vehicle may be repossessed

Borrowers should also be aware that all Ohio lenders are required to run a credit check prior to loan approval. Many auto title lenders are still willing to work with less than perfect credit scores, but any lender who claims to be able to secure title loans with no credit check is not operating per state law.

If you have any questions about title loan laws in Ohio or want help finding a secure, reputable title loan or personal loan in Lakewood, we are just a phone call away. We’re here around the clock to help answer your loan questions and find title loans Lakewood residents love.

If you believe that you are involved with a predatory lender, you are urged to contact your local law enforcement office as soon as possible.

Chief of Police for Lakewood: Timothy Malley

Non-Emergency Phone Number for the Lakewood Police: (216) 521-6773

You may also report any predatory lender to the Office of the Attorney General online or by calling at: (800) 282-0515.

Attorneys in Your Area

If you are seeking further assistance dealing with a lender or if you are simply looking to know more about the regulations for vehicle title loans that Ohio has in place, there are a number of attorneys in the greater Cleveland area that may be able to assist you. This list is not extensive, and these attorneys are in no way affiliated with any of our partner title lenders, but do deal with debt and consumer law.

Or just give us a call to find a loan that you won’t need an attorney’s help to handle.


This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.

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