Title Loans Leavenworth, Kansas
Leavenworth is a town of around 35,000 people in the Kansas county of the same name. Many know the city because of the prisons within its borders. A large number of its residents either work in one of those facilities or move to the area because of loved ones doing time in those facilities. Even if you have no connection to the city's criminal justice system, you might move to the region to study at Kansas City Community College or the University of Saint Mary or because you find work with a major employer.
One thing you need to keep in mind is that you may find yourself in a position where you need money fast. New residents need to put down deposits before getting utilities turned on, and others may need cash for their kids, medical bills or other expenses. At Loan Cheetah, we provide title loans for Leavenworth residents who need money, own vehicles and cannot qualify for traditional bank loans.
Applying for Title Loans Leavenworth
Applying for a bank or credit union loan requires a lot of work and effort on your part. Not only will you need to fill out dozens of documents, but you may also need to travel back and forth across Leavenworth just to file those papers with the right offices. At Loan Cheetah, we take a simpler approach to title loans in Kansas City and Leavenworth.
Before you deal with the frustrations at a local bank branch, use our website to complete the pre-approval application. Use each line inside the box to pick the make, model and style of your car, truck or SUV. You can then give us an idea of the mileage on that vehicle and complete a second section that asks for an email address, zip code, phone number and name. Though we can give you an idea of how much you can borrow online, you'll need to come into the office to verify that your information is complete, let one of our qualified workers examine your car and complete all the paperwork. We can usually get you a loan in around 24 hours.
Does Kansas Have Any Title Loan Laws?
What is a collateral loan, is a question that some people ask before borrowing with us. A collateral loan, also known as a title loan, is a loan that uses your car as collateral or to secure the loan. The paperwork that you sign states that we can take your car in the event that you do not make your payments. Kansas law requires that we give you 20 days to make good on your loan before we take ownership. State laws also limit the amount of interest that lenders can charge on auto title loans.
Why Get a Title Loan?
Getting a loan without a job is extremely hard in today's world. Lenders look at your unemployment as a sign that you cannot hold down a job and that you cannot make loan payments in the future. We understand that you might work as a freelancer or an independent contractor. Even if you own a small business or go to school full time, you may still qualify for a loan through us. We place more importance on other factors because we know that you will do whatever it takes to keep your vehicle. The Loan Cheetah website provides you with useful tools that let you find a local office, learn how these loans work and start the application process. Getting title loans in Leavenworth is as easy as using the application available online.