Title Loans Merced, California
Needing money in a hurry doesn’t have to be the type of emergency related to past due bills. It could be really, really important to buy something you’ve had your eye on for a long time. Let’s say the store finally puts that item on sale, but you don’t have the money right now. What are your options? Let the deal pass, and wait for the next sale? Or, find a way to get the money now.
If you choose to get what you want by finding the money now, a title loan could be what you need. Title loans are an easy source of funding for short-term cash flow problems. Title loans in Merced are usually approved in about a day, which means you could have the money in plenty of time to catch that sale.
Title Loans Merced
Title loans in Merced are personal loans you get using collateral. The collateral is your car or truck, as long as it has a clear title. You need a source of income, but if you’re over 18, you qualify. Just put up your car title as security and get your loan. Loan Cheetah doesn’t check credit, so don’t worry about your past payment history.
Title Loans Merced Application
Title loans in Merced applications begin with a few clicks and a little typing, and they only take a few minutes to complete. All you need is a computer. Just submit information about you and your car, and give us a contact number to call you after you get our loan quote. A Loan Cheetah representative will answer your questions and get a little more information about you and your car. Then, we set up your repayment plan and determine when you get the money. Our auto equity loan online application process happens quickly, so you can expect to claim your money in about a day. If picking up the cash in inconvenient, ask us about direct deposit.
Title loan clients in California have the right to full disclosure of information about their loan as it relates to annual percentage rates, interest charges and fees. Lenders must be licensed by the state to do business in California. Loans made in excess of $2,500 have no maximum interest rate.
It’s easy to state the obvious benefits of title loans in Fresno and Merced, such as how easy it is to apply and be approved, how quickly you get the money and that you get to keep your car while you pay back the loan. But, there are other, less obvious benefits that merit a mention. One is the discreet nature of title loans. Many people consider financial issues a private matter, which works perfectly with title loans online. You apply from your home or the location of your choice, and only you need to know what you are doing. The rest of the process is handle by phone, and the only thing left to do is claim the cash. Because Loan Cheetah offers direct deposit, you never have to see another person, which means your business is private.
Another less obvious benefit is how title loans help preserve relationships. Because you have the opportunity to get the money you need through a loan, you aren’t forced to ask friends and family for help. Asking loved ones for money is often uncomfortable and embarrassing. It’s put you in the position of beggar, and if they aren’t willing or able to help, it puts them in the uncomfortable position of saying no. Even if they say yes, there is the tension and stress of having your relationship go from loved ones to lender and borrower. With title loans, you can get your cash and avoid that type of stress.