Title Loans in Mexia
Do you have a cash emergency? You know, when you need cash right away, but don't have enough in the bank to cover it. It might be a car repair, or appliance replacement, or an unexpected emergency. No matter what caused the financial stress, getting the cash quickly has to be priority. If you own your car, you can get a title loan to help. With title loans Irving and Mexia residents can get cash quickly and still drive away in their car.
You don't need to have perfect credit to get title loans in Mexia. You don't need a high paying job either. For the unemployed loans are usually a far away dream. But, with title loans, you don't need a job to get quick cash. All you need is a clear title to your car and a valid form of identification. It's that simple.
Applying for Title Loans in Mexia Is Easy
The process for getting a title loan with Loan Cheetah is very easy. You can use our forms to start the loan process right now. Just be prepared to provide the following information:
- Make, Model, Style, and Mileage on the car
- Your Name, Zip Code, Phone Number and Email Address
With that information, we can give you an fast quote on how much you are qualified to borrow with a title loan.
The rest of the loan application process is just as easy. One of our loan specialists will give you a call to go over your quote and to answer any questions you might have. We want you to be comfortable before getting the loan.
When you are ready to complete the loan process, you will need to come into our office and sign the paperwork. At that time, bring your title and identification. We will review the loan paperwork with you before you sign. Once you sign the paperwork, we receive your title and you get the cash.
It's that easy to get title loans in Mexia.
The Laws Surrounding Title Loans in Texas
Texas has certain laws in place to protect you when you take out a title loan.
- You must be 18 years of age to get a title loan.
- You must own your car and have clear title.
- The highest amount of interest you can be charged is 10%.
- There is no limit on how much you can borrow on a title loan.
- All title loans must be closed within 180 days.
Most lenders work on a 30-day loan term. That means, when you take out a title loan, you have up to 30 days to pay it back. If you cannot come up with the entire amount by that time, you can renew the loan for another 30 days. You can do that up to 5 times, before you hit the 180 day limit. At that time, you must pay back the loan or forfeit the car.
The Many Benefits of Title Loans
Most people don't realize the many benefits of title loans:
- You don't need perfect credit.
- You can get the money within a day or less.
- You don't need a high-paying job.
- You can use the money for any purpose you have.
- You can still drive your car while the loan is active.
- You have up to 6 months to pay it back.
If you have questions about what this type of loan entails, give us a call. We are happy to answer any questions you might have and to get the loan process started for you today. We look forward to hearing from you soon.