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Title Loans Modesto, California

Title Loans Modesto

Just about everyone falls into financial difficulties at some point in their life. Whether you’re about to begin college and are in need of extra money for books or you’re a single mother desperately trying to make ends meet, circumstances arise that are difficult to handle. If you are doing the best you can but still coming up short, you should be able to receive assistance.

At Loan Cheetah, we want to be that helping hand.

For extra cash without the hassle or endless requirements, we offer title loans. With a title loan, you won’t need to apply with your credit score or financial history and we won’t make you explain over and over why you deserve to receive the money. Instead, we only ask that you own a vehicle.

A title loan is a kind of pawn, or a secured loan. Rather than receiving a sum of cash based on your credit score and ability to pay it back, a title loan allows you to use your vehicle as collateral for the deal. This collateral shows us that you are serious about paying the money back and you’re offering something in the place of the money should you be unable to pay.

Let’s walk through the application process for title loans, how it can benefit you, and what legal regulations are in place to protect both parties.

Title Loans Modesto: How Do I Apply?

To complete your auto title loan online application, you will need the following information:

  • Your name
  • Your phone number
  • Vehicle Mileage
  • Vehicle Make
  • Vehicle Year
  • Vehicle Style

And that’s it.

After submitting this information through the online form, you will immediately receive an auto title loan quote to let you know how much you’ve been approved for. If this looks like a good deal to you, a Loan Cheetah loan representative will contact you to work out the final details and establish a repayment plan.

Title Loans Modesto: What Are the Benefits?

Title loans, also known as pink slip loans, can be extremely beneficial for anyone looking for a little extra money once in awhile. In addition to helping you pay off your expenses, a title loan doesn’t require much effort on your end. Where a standard bank loan may require you to fill out a mound of paperwork, make you sit through interviews, and then wait days or weeks only to tell you that you haven’t been approved, a title loan can help you get back on your feet in only a few hours.

Requirements for a title loan are minimal and the application only asks for basic information, so you can get approval quickly, which means you can get your money quickly as well.

Title Loans Modesto: Legal Regulations

To protect both you and your loan provider, there are a few legal regulations for auto title loans in California. To protect you, companies that provide title loans must comply with a set of regulations laid out by the state. Those that don’t comply may face serious penalties and consequences.

To protect your loan provider and ensure that the money loaned is repaid, your loan provider holds rights to the vehicle while the loan is out. While you are free to drive the car as you need, if you miss payments or default on the loan, your loan provider can have the car repossessed or even sold if missed payments become too regular.

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Ready to get started?

Begin with our simple application form, or call us.



This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.

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