Title Loans in Mountain Brook, Alabama from Loan Cheetah
We all need a helping hand from time to time, and the needs that need met often come in a financial form. If you're facing an unexpected circumstance and need quick cash, it can quickly become overwhelming. After all, financial institutes typically require the use of your credit score to determine financing options, and this can severely limit your options. Whether you have unexpected medical bills, car repairs, or anything else that needs your immediate attention, you can find the relief you need in title loans Mountain Brook.
Understanding How Title Loans Mountain Brook Work
When you apply for title loans Mountain Brook, the lender doesn't have to rely on your credit score in any way. However, there must be some type of collateral in order to protect the lender in the event there is no repayment. That's where your title comes in. When you present your title, the staff here at Loan Cheetah can offer you up to the fair market value on your vehicle, no questions asked.
In many cases, title loans make a great way to get by from one paycheck to the next. Our staff understands that there are a number of things that could send our clients into a financial panic, and we don't make you explain what you need the money for. Instead, we make it a point to review your information expediently and get money deposited into your bank account as soon as possible. Just a few other features you can take advantage of with auto title loans in Birmingham include:
- Friendly and efficient customer service
- Ability to quickly fill out the application online in the comfort of your home or office
- A simple, three step process from start to finish
Applying for Title Loans Mountain Brook
We know you have enough on your mind right now, and you'll be pleased when you experience the quick, three-step title loan online application Loan Cheetah makes available:
- Prepared with your vehicle's make, model, year, and mileage, fill out our simple application form
- Shortly after submission, you'll receive a free quote from our office.
- Take time to review the quote, and one of our friendly representatives will be in touch with you shortly to complete the finishing touches.
Understanding Your Rights With Title Loans
Our staff strives to ensure we keep our clients informed, and that's why we feel it's important that you understand some of the legal obligations that we must adhere to in order to protect your rights as a consumer. A few requirements worth noting include:
- Lenders are prohibited from charging more than 3 percent a month for the first $200 and more than 2 percent interest on the loan between $200 and $1,000.
- Lender may charge a maximum of 25 percent of the amount of the loan per month in interest.
- Lenders must remain licensed to do business on the state level
- Lenders must provide full disclosure of the terms of the title loan and may not use any false advertising.
Get Your Car Title Loan Quote Today
You could be less than 24 hours away from accessing the cash you need to get you through this situation, and our staff is ready to help you walk through the easy process. We all need a little help from time to time, and we'd like to extend a helping hand and help you get your life back to normal today.