Title Loans in North Charleston, South Carolina from Loan Cheetah

Charleston, South Carolina is a beautiful place to live. North Charleston is modern and fast-paced, with a plethora of shopping, dining and entertainment options to choose from. Downtown Charleston is steeped in history, from Rainbow Row with its brightly pastel strip of towering old homes, to the Battery with its canons and statutes paying tribute to old war heroes, to the iconic pineapple fountain splashing water at the edge of the magnificent Cooper River.

As magnetic as Charleston is, it is by no means an inexpensive place to live. Finding yourself strapped for cash is just as stressful in these serene surroundings as it is elsewhere. We at Loan Cheetah understand this. Many of our customers find themselves suddenly unable to make ends meet through no fault of their own. Life takes many turns: unexpected illnesses, getting laid off from work or having your hours reduced can turn a manageable financial situation into a desperate one very quickly. Worse still, your credit may not qualify you for a traditional loan. What choices does that leave you with? Pawning your valuables? Begging friends and family for money? Taking on another job when you don't have enough time with your family as it is?

This is where we can help. At Loan Cheetah, we specialize in no-credit-check title loans in Charleston. What is a title loan, you ask? A title loan is a special loan that allows you to put up a title to a car you own as collateral to secure the loan. You don't have to go through a lengthy application process and we'll never check your credit. You don't even have to have a job to be approved, you just need to have some sort of income so you can repay the loan. How much you can borrow is dependent on what your car is worth.

Start Your Application Title Loans North Charleston

If you're ready to get a title loan, or if you're just curious to see how much money you qualify to borrow, fill out our quick online application. We ask for very basic information to get you started, including:

• your name
• your address
• a phone number where we can reach you
• your car's make and model
• your car's year
• your car's mileage

We'll use this information to get you an instant and accurate online title loan quote. (The actual loan amount may be slightly higher or lower depending on what shape your car is in.) We'll use your contact information to call you at your earliest convenience to talk about what you're looking for in a loan. This is the time to discuss your personal situation, how much money you need, whether you prefer cash, a check or a deposit into your bank account, and what sort of repayment options you're interested in. You're still not committed to the loan until you give us the go-ahead.

When you're ready to complete your application, we can do it over the phone or in person at one of our North Charleston Loan Cheetah locations. We'll need just a bit more information to finalize the paperwork, such as the original title, a copy of your car's registration, proof of income and a few personal references. Whichever way you choose to complete your application, we'll still need you to stop by so we can quickly inspect your vehicle.

How much money can you get for title loans in North Charleston? You might be surprised! Many of our customers come to us thinking they'll only qualify for enough to squeak by and wind up leaving with much more! Everything is determined by how much your vehicle is worth. You could leave with hundreds, even thousands, of dollars in your pocket.

South Carolina Rules and Regulations for Car Title Loans

Not every state allows car title loans. Luckily for North Charleston residents, a title loan is a completely legal and viable option in South Carolina. Without title loans, residents without the means to secure traditional loans would be left with no ability to borrow money in emergency situations.

In our state, you must be at least 18 years old to apply for a title loan. The title to the vehicle must be in the name of the person applying and it can't have any liens against it, meaning that the vehicle must be fully paid for. You can qualify for a title loan in South Carolina with a car, truck, van, commercial vehicle or motorcycle. We can even approve a salvage title loan as long as your vehicle is properly registered and in good running condition.

How Our Loans Can Help You

Car title loans give you dignity when the chips are down. We all know what it's like to be short on cash and not be able to pay a vital expense. You may be facing eviction. The utility company may be threatening to shut off your water or lights -- or they may have already done it. You may be in danger of having one of your vehicles repossessed or you may be facing an unexpected expense that you simply don't have the money for.

Turning to family members can be humiliating. Pawn shops operate on the expectation that you won't be able to get your items out of pawn and they'll be able to sell them for profit. Payday loans are so short-term that many people wind up rolling one loan over several times, sending them further and further into debt.

Our title loans have competitive interest rates and reasonable repayment terms. We're here to help you, not hurt you. Whatever you need the money for, let us get you out of the situation you're in and back on the road to freedom