Title Loans Pico Rivera, California
Having a great job with a good salary is no guarantee you won’t find yourself with money problems. Many people might be surprised to know that about 75 percent of Americans live paycheck to paycheck. While about a quarter of people have enough emergency cash for six months, most people have far less or none at all. What happens if you’re in that group with no emergency savings and something unexpected happens? Not only do have to deal with the situation that put you in this mess, but you have to figure out how to get money extremely fast. Well, good news. Title loans in Pico Rivera are approved every day for people who need money fast.
Title Loans Pico Rivera
Title loans in Pico Rivera allow vehicle owners to use their vehicle as collateral to get a personal loan. There is no credit check because the vehicle secures the loan. All credit types are welcome and approved.
Title Loans Pico Rivera Requirements and Application
Before applying for title loans in Los Angeles and Pico Rivera, make sure you meet the Loan Cheetah requirements. The vehicle you plan to use as collateral needs to be owned by you, with no payments left to make. It needs to be lien-free, and you need to have the current registration, which lists you as the owner. You need to have a government ID or driver’s license, a source of income and have a vehicle title to leave with Loan Cheetah until your loan is paid off.
Online car title loan applications require your name, email address, phone number and zip code. You also need to supply the make, model, mileage, style and year of the vehicle to be used as collateral. Once completed, you get a car title loan quote, and talk by phone with a loan agent about loan details. This is when you set up a payment plan, provide details of your source of income and turn over your title. It’s also when you decide when to collect your loan money.
California Legal Information
California law mandates that interest rates not go over 30 percent annual for title loans under $2,500. That rate cap does not affect loans over $2,500. Before loan contracts are signed by a borrower, the lender must tell the borrower about the annual percentage rate and interest charges on their particular loan. Customers must also be made aware of any additional charges they are assessed, including fees for administrative and processing costs and late fees.
- No Credit Check
- Get Money Fast
- You Have Some Control
- Keep Your Car
So you missed a few payments here and there. It won’t stop you from getting a title loan because Loan Cheetah won’t check your credit. All you need to secure a loan is have a vehicle and be able to pay the loan back.
When you need money now, there is no faster way than a title loan. Typically processed in less than a day, you can get your loan money within hours of applying.
You set up a payment plan that works for your budget. If the loan terms are too short or payments are too high, you can work out something with the lender to restructure or renew your loan so that it works for you to repay the debt.
If you need cash bad enough, you might consider selling your vehicle. That would require advertising the sale of the car and waiting for a buyer. With title loans, you avoid all that, and can get the money you need in a day or so. Plus, you get to keep your car. Drive it as you normally do the entire time you are paying back the loan.