Title Loans in Piqua, Ohio
Piqua, Ohio is less than 90 minutes away from Columbus, which is the state's capital. The city is home to a small shopping mall and Edison State Community College, which attracts students from as far away as Dayton. Before classes start, you may find that you need some extra cash to pay for your books, tuition or other expenses. As long as you own any type of vehicle and have a clean title on that car, you qualify for a title loan through Loan Cheetah.
Getting title loans in Columbus, Piqua or another neighboring city is easier than you might think too. The online application process lets you apply for a loan while waiting in line at the campus bookstore, sitting in the food court at the mall or even while taking a break at work. Once you apply, you can get your cash in as little as 24 hours or a single business day. The amount you qualify for depends on the age, condition and overall value of your vehicle, but you should look at the application process and laws in Ohio first.
Title Loans Piqua Applications
When looking for title loans Piqua residents routinely choose Loan Cheetah because of how convenient this company makes the process. Instead of asking that you bring in a ton of documents, answer hundreds of questions and spend weeks going through the process, you start with the basic online application. This application asks for the age of your vehicle before asking for its make, model and style. You'll also need to know the mileage on your odometer before giving some basic background information about yourself. While you will need some source of income, you might find that you can borrow more than enough money to cover your expenses. The website also features a title loan estimate calculator that gives you an idea of how much you can borrow.
Ohio Lending Laws
Ohio state laws prohibit borrowers from taking out loans of more than $800 at a time. When you take out online car title loans though, those loans are not subject to the same limits. The state also limits lenders from charging interest rates above 28% and require that borrowers pay off their loans within six months. These laws significantly impact the amount you can borrow, even if your car is worth much more. With online auto title loans in Ohio though, you have the option of borrowing a larger amount that is more equivalent to the value of your vehicle. If you need a little more time to pay off your loan, you'll find you can renew it too.
Benefits of a Title Loan
Taking out a title loan gives you access to fast cash. While your bank might ask you to meet with a loan officer and go through a number of different steps just to find out if you qualify for a loan, title loans let you use the equity in your vehicle and get the loan that you want in right around one business day. Loan Cheetah will never ask you why you need cash or any other invasive questions that might make you feel nervous about the process. Though other lenders charge fees just for looking at your application, this company will never charge you any fees beyond the interest on your loan. You can even get help restructuring your loan later. If you have any problems paying the minimum amount each month, just call in and ask for help. With title loans Piqua car owners can get hundreds or even thousands of dollars.