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Title Loans Plant City, Florida

Car title loans can provide quick cash for borrowers in Plant City, FL. With this kind of loan the title to your car is used as collateral. The idea is similar to pawning personal items, except that many lenders will allow you to retain possession of your vehicle while you pay back the loan. If you are still paying off the car with a dealer, you need to at least have equity in your car. Some lenders will not extend loans unless the car is owned free and clear with no liens against the title. The amount you can borrow is dependent on the value (or equity) of the vehicle. If you're wondering how to get a title loan without a job, this is often possible so long as you are over 18, can provide a copy of valid ID, and own your vehicle outright.

Applying Online for Title Loans in Plant City

Loan Cheetah can get you pre-approved for a title loan in minutes by filling out a few simple forms.

  • Start by providing some information on the make, model, and year of your vehicle, along with estimates of mileage and your basic contact information.
  • Make sure you have sufficient value in your interests in the vehicle. As long as you have a clean title to your car with no outstanding payments or liens, we can usually find a way to work with you even if you don't have the best credit.
  • After providing the required information, a text or email will be sent to inform you how much you might receive as a loan. You will be contacted by an agent to work out the details.
  • Once your loan is approved, you can visit one the Loan Cheetah partner locations to receive your funds.

Usually the whole process can take place within 24 hours. If you wish, the money can be deposited in a bank account.

Title loans in FL

For title loans Plant City and title loans in Tampa there are laws protecting the consumer, such as ensuring you are provided with a legal contract. Florida law allows lenders to charge a maximum 2.5% interest rate over a 30-day period. It also stipulates that you have a right to redeem your vehicle and that the lender must return the title within 30 days of the loan being paid in full.

Benefits of title loans in Plant City, FL

If you find yourself in need of fast cash, some of the key benefits to title loans include:

  • Quick cash - If you have a clear title to your vehicle, you can get a title loan quote online and get the money in your hands in as little as 24 hours.
  • No credit check - Even for those with issues in their credit history. But if you have a job and own a vehicle outright, you should be able to obtain a title loan.
  • You still drive your vehicle - You are merely borrowing against your car, so you can continue to use it as long as you keep up the payments. The vehicle title is returned after you have made the last payment.
  • Cheaper than cash advance - Payday loans and cash advance services can be costly ways to raise cash. Car title loans usually have lower interest rates because the loan is secured by your collateral - the value of your vehicle.
  • Convenient repayment schedules - Title loans Plant City are generally short-term. If you borrow only a little, you can pay if off, get your title back, and go on with life as usual.
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Begin with our simple application form, or call us.



This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.

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