Loan Cheetah Car Title Loans in Prairie Village, KS
When you live in a smaller town like Prairie Village, you'll find that everyone tends to know everything about each other. While that might come in handy when you take a long vacation or you need some extra help around your home, you may not feel quite as happy when others take an interest in your financial situation. No one likes to admit that they need help, and you certainly don't want your neighbors talking about your financial problems. At Loan Cheetah, we offer a completely private and confidential way to borrow money.
Instead of worrying about friends and neighbors seeing you visit the bank, you can apply for title loans in Kansas City through our online system. A title loan is simply a secured loan that requires you put up your vehicle as collateral to secure that loan. The loans we offer vary in size from just a few hundred dollars to thousands of dollars. You can use our site to learn more about how much you might get.
Title Loans Prairie Village Online Applications
Title loans Prairie Village applicants often find that getting one of our loans is much easier than getting a loan from a local bank. Kansas banks want to know why you need that money and will run a credit check on you. We never use credit checks because we know that you are more than just a number on a piece of paper. If you wonder what do you need to get a title loan, don't worry. Our online application asks for your phone number, current address and email address. We also ask about the general condition of your car, how many miles are on the odometer, who made it and its model name.
Filling out that online application lets you get approved in seconds. We consider this the pre-approval stage or phase because we still need some other information from you. After using the online application, it's a simple matter of talking with one of our representatives and filling out the paperwork. We can cut you a check or deposit the loan in your bank account.
Prairie Village Lending Laws
Prairie Village residents must follow the same laws that residents living in other parts of Kansas do. Kansas is one of just a few states that does not allow lenders to use the term car title loan. The state actually bans title loans entirely, which is why lenders offer open ended lines of credit. Kansas also limits the APR that lenders can charge to better protect consumers. At Loan Cheetah, we make sure that we follow state laws right down to the letter. When you borrow from us, you'll never worry that we charged you too much in interest or that we didn't let you borrow enough.
Kansas also has a “right to cure” policy in place that requires lenders inform borrowers of their intent to repossess a vehicle at least 20 days prior to repossessing that vehicle. If you default on your loan, we'll work with you to come out with a new payment plan. We only repossess vehicles when we have no other choice.
Using Your Loan
Title loans Prairie Village applicants have complete freedom when it comes to how they use their loans. Even car title loan no job applicants will find dozens of ways to use their money, including to pay for an upcoming family trip, to cover a truck's repair bill or to pay their utility bills. At Loan Cheetah, we offer a title loan online quote that is convenient for all locals.