Title Loans Redding, California
There is nothing worse than sitting down to pay the bills and realizing you don’t have enough money to make ends meet. Or having to deal with an emergency situation when you don’t have the cash to take care of it. Applying for fast title loans in Redding can help you get the loan that you are desperate for without the hassle of asking friends or family members for a loan they may not even want to give you! Loan Cheetah will lend you the money in exchange for your car title loan for any situation you need, no questions asked.
Car collateral loans are easy to get and give you the breathing room that you need to take care of your bills and other money problems you may be having. You don’t have to have a good credit score to be eligible for these types of short-term loans. Even if you have one of the poorest scores out there you will still be approved for title loans in Redding if you have the title to your vehicle in hand. You can use any type of vehicle you choose, such as a car, motorcycle, SUV, truck, or van. The only hard stipulation is that you own the vehicle you want to use as collateral for a loan.
Why Apply for Title Loans in Redding?
There are a plethora of reasons that customers in California apply for a pink slip loan estimate. You may need money for:
- Home repairs
- Car repairs
- Utility payments
- Insurance premiums
- School loans
- Medical payments
- Funeral expenses
- New baby expenses
Many people use a title loan to tide them over when they are unexpectedly laid off from their place of employment, or lose their job for any reason. You do not have to show proof of employment to be eligible, as long as you can use your car for collateral. There are no credit checks or background checks, as well.
How to Apply Today
Simply supply the following information on the easy online form concerning yourself and your vehicle:
- Phone number
- Zip code
The Next Step
Applying for title loans in Sacramento can be done whenever you need money. You no longer have to drive to a physical storefront to apply for a loan, which wasn’t always easy for everyone. Nowadays, you can apply from your home or work computer and even your smartphone. If you are woken up in the middle of the night because of a death in the family and you need cash to get to the funeral out of state, apply online. It takes just a few easy minutes to fill out the form. Once you submit the information, you will get an estimate within just a few minutes, showing you the amount your car is worth. A representative will then contact you shortly to iron out the details.
California Title Loan Laws
All title loans under $2,500 cannot exceed an interest rate of more than 30% per year. Title loan lenders also cannot compound interest for loans that are under $5,000. All fees and possible late charges must be clearly displayed for the borrower to read and understand before the loan is completed and approved. No one under the age of 18 may enter into a loan agreement in the state of California. Lenders have the legal right to repossess any vehicle if the loan agreement is not met. Borrowers will have the opportunity to extend their loan agreement and only pay the interest rate if they cannot make the initial payment on time.