Title Loans in Rockwall, Texas from Loan CheetahAll About Title Loans Rockwall, Texas
Have you ever watched one of those commercials on television about car title loans and wondered what they were and if they could help you? Car title loans are designed specifically for people who urgently need a loan but who can't access one through traditional channels because of credit issues. Title loan companies are able to bypass the usual credit requirements by using a person's free and clear car title as security against a loan.
In order to qualify for title loans Rockwall, Texas, you will need the following:
- a valid driver's license or other government-issued form of photo identification
- the title to a vehicle in your name with no liens against it
- proof of up-to-date registration
- a steady source of income, whether from a job or other source
- a reliable phone number where you can be reached
You don't have to have good credit to apply for title loans in the Plano area. In fact, title lenders won't even run a credit check on you, making these loans perfect for anyone with slow credit, bad credit or even a bankruptcy on file.
The Application Process for Title Loans Rockwall
The application process with Loan Cheetah is quick and easy. You can begin online for a fast, no-obligation car title loan quote. Just answer the prompts for your vehicle's information, which will include it's make, model, mileage and age, then provide some basic contact information for yourself so a loan representative can get in touch with you. You can also call to initiate the application process. If you want to call just to get an idea of how much you can borrow without committing to the loans, that's fine. You're never obligated to agree to the loan unless you're satisfied with everything.
If you do decide that the loan is right for you, you can visit any one of Loan Cheetah's affiliate title loan representatives to finalize the paperwork and pick up your check. Many of our customers are able to get their money the same day they apply. If you're unable to meet in person, you may be able to get the money sent directly to your bank account. Your loan specialist will be able to walk you through all of your options.
Laws Regarding Title Loans in Texas
Many states have closed the door to car title loans, effectively restricting the borrowing options for people who have less than perfect credit. Luckily, this isn't the case in Texas. Car title lenders, sometimes called bad credit title lenders or auto pawn stores, are absolutely legal in Texas and can offer you reasonable interest rates on loans that are either short-term or long-term, depending on your individual needs.
Loan Cheetah works with professional, experienced lenders all over the Lone Star State, guaranteeing that you can get the help you need from a lender in your local area. The only legal requirements for title loans in Rockwall, Texas and its surrounding cities are that you must be at least 18 years old to apply, that the title be in your own name, that your registration be current and that you have some sort of steady income.
How Title Loans Can Help
Once you qualify for a title loan, you're free to use the money in any way that you need to. Many of our customers need the cash to cover an emergency like medical bills, car repairs or school supplies for their kids. Others want to start a home improvement project, buy a new car, go on a vacation or pay down credit card debt. Whatever you need the money for, it's there for your use.