Title Loans San Clemente, California
All of a sudden, your bills have increased, but your paycheck is the same amount. If you have savings, it won’t take long for those new bills to eat away at your extra money. Regardless of how or why you now owe more than you can pay, you need help. You need a way out of a financial jam before things get overwhelming. One way to deal with a short-term money problem is with title loans in San Clemente.
Title Loans San Clemente
Title lenders make borrowing money easy. Simply use your vehicle as collateral for a loan. There is a quick application, but there is no credit check, no need to show your bank records or other private documents. As long as you have a car to put up for the loan and a way to pay the money back, you have a great chance to be approved for title loans in San Clemente.
Loan Cheetah requirements are fairly simple. All applicants must own a vehicle to use as collateral. They must not owe any more payments on the car, and it must not have any liens against the title. You must give the title to Loan Cheetah to hold while you pay off your loan. Applicants also need a government identification card or a driver’s license, up-to-date vehicle registration in their name, and they must have proof of a source of income.
Title Loans San Clemente Application
Complete the short online application by supplying your name and contact information, as well as the make, model, year, style and mileage of the vehicle you plan to use as loan collateral. Loan Cheetah uses this information to give you a loan quote, and then we call you to discuss specifics. This includes a repayment plan, details of your source of income, outlining the condition of your car and setting up a time and place for you to collect the loan money.
California Legal Information
Title loans are made in various amounts because they are based on the value of the borrower’s car, but those under $2,500 will not have interest charges over 30 percent in one year. Loans over $2,500 may have interest over 30 percent. Lenders are required to explain to borrowers the fees and costs of the loan before the borrower signs loan documents. These charges include interest and annual percentage rates, as well as processing, late payment and administrative fees.
- No Credit Check
- Get Money Quickly
- No Friends or Family
- Better than Bank Loans
- Title loan interest rates are lower than payday loan rates.
Your credit history doesn’t matter when it comes to title loans in Irvine and San Clemente. Bad credit or not credit; it’s not important. The loan is based on your ability to pay it back and the vehicle you put up as loan collateral.
Once the loan documents are signed, and you turn over the vehicle’s title, you get the loan money. That usually happens the same day you apply for the loan, and sometimes you get the money in just hours.
By getting a title loan, you avoid that awkward conversation where you have to ask people you know to give you a loan. Not only is that conversation uncomfortable for you, it’s difficult for the person you ask because they might not have the money to lend your, or they may not like loaning money to people they know. And, let’s say you get the loan. Until it’s paid back, the awkwardness could continue. If it’s not paid back soon enough for the person you borrowed from, that loan could end up damaging your relationship.
Title loans are quick and easy. Bank loans are comprehensive and complicated. Plus, they include a credit check