Title Loans in San Juan, Texas from Loan Cheetah

San Juan is certainly a great place to live. It is a peaceful community where many hardworking citizens live. That peacefulness can be shattered, however, when financial difficulties arise. If you have a need to make a rent payment or get your car fixed, and the money is not quite yet in the bank, the situation can become rather serious very quickly. Many times, a loan becomes difficult to come by. Either it will take too long to get approved by a bank or credit union, or your credit score simply is not good enough. Now, there is another alternative.

With title loans in Brownsville, you can get the short-term term access to cash that you need to make it over the hurdle. Loan Cheetah provides these types of loans to residents throughout the region. All that is required is that a title to a personal vehicle be in your name. The car, truck, or motorcycle does not even have to be paid off. The equity in the vehicle itself will be your security, and that is what the loan amount will be based on.

Applying Online For Title Loans San Juan

An online title loan can be yours with a simple application. As you sit down to complete the application itself, remember to provide accurate and detailed information from the beginning. This will allow the process to go much more smoothly, getting you your money that much more quickly. You will be asked to provided the lender with the make, model, and year of the vehicle that is titled in your name. You also need to give them the most recent mileage on the car, so have that handy as well. It is also necessary to give the lender your full legal name, along with your personal address including the zip code. After completing the online application, you will receive an auto pawn estimate. This will detail how much money you will be permitted to borrow. Not long after that, someone from Loan Cheetah will call you to finalize just a few more details and then the money will be on its way.

Legal Regulations Relating To Title Loans San Juan

As you consider getting a title loan in Texas, there are some regulations that you need to be aware of. Borrowers must be informed of the interest rate to be charged on the loan. In Texas, that amounts to about $23 for every $100 that you end up borrowing. The state also requires that these loans have a payment term of only two weeks to one month. If you cannot pay off the loan during that time, you will need to speak with the lender about how to refinance a title loan. You also should know and understand that the lender can repossess your vehicle if you fail in your obligation to make payments on the loan as agreed.

Benefits Of Car Title Loans San Juan

Title loans San Juan do come with their host of benefits. The paperwork alone that will be saved is primary among them. While other types of loans might have a mound of documents that need to be signed, this type of short-term loan is low on hassle and quick on getting you your money. You will often have the cash you need inside of a few hours. It is also helpful to remember that you are able to continue driving your own vehicle for the duration of the loan. As long as you keep making your payments, you have nothing to worry about there.