Title Loans Santa Maria, California
Santa Maria, California is a gorgeous place to live with easy access to the beach. However, the cost of living is almost through the roof. Grocery costs, utilities and transportation costs are all high and housing costs are way above the national average. There is no doubt that some folks may be struggling with finances and are reevaluating their budgets. Many folks are looking for an alternative source of cash to pay down high interest credit cards to reduce monthly payments. If used responsibly, cash from title loans in Santa Maria, at a lower interest rate, could be what you’re looking for. Loan Cheetah offers title loans using auto titles as collateral for low interest loans all the time. The money can be used to pay for college tuition, knock out old school loans or get credit card payments down to a manageable level. You can use the money for anything you want. Our pink slip loans online, are very easy to qualify for, and most people get their money in as little as 24 hours after applying. A new title loan or a title loan refinance might be just what you’re looking for to lower bills and get back on track.
Make Sure You Qualify for Title Loans Santa Maria
- Applicants must supply a driver’s license or state id to confirm they are at least 18.
- You must be the registered owner and hold a clear title to the car.
- Automobiles should have minimum auto insurance coverage.
- During your loan consultation, we will discuss acceptable types of income such as job income, disability, unemployment, alimony, Social Security or pension income to name a few.
- Pulling a credit report is not part of our qualification process, so don’t worry if you don’t have an established credit history or have poor credit.
The Loan Process for Title Loans Santa MariaFree Online Application
Using our online application, you’ll need to supply us with information about your van, truck or car. We’ll need the model, make, style, age and odometer reading or a reasonable estimate of the mileage.
In order to discuss the terms of your loan, we’ll also need your full name, a phone number, an email address if you have one and your zip code.Get Your Loan Estimate
Applicants receive their free loan estimate immediately after applying. Loan estimates are based on the value of vehicles used for collateral. They take into consideration your ability to repay your loan, the equity, the condition and the age of the vehicle.Consultation
You’ll receive a phone call from your loan representative to discuss your income, affordable payments and other terms of the loan.Routine Inspection
All vehicles must undergo a brief auto inspection to substantiate the condition of the auto used as collateral.Loan Payouts
After your vehicle inspection, you’ll turn over the title and sign the contract. Loan payouts are paid immediately.The Contract
To help new borrowers stay on top of their loan responsibilities, the state of California requires that the loan payoff date, loan amount, payment due dates, miscellaneous fees and interest rate are listed within the contract.
Benefits of a Title Loans Santa Maria
- Loan proceeds can be used for any purpose you choose.
- Loan Cheetah offers friendly services by experts 24 hours a day on title loans in Bakersfield.
- Applying, qualifying, approval and payout are typically completed in less than a day.
- Borrowers can keep their vehicles and have no driving restrictions.
- Bankruptcies, poor credit or no credit histories don’t affect qualifying.
- We’re happy to refinance title loans for better interest rates.
- No pre-payment fees.
If you are looking for low interest loans, dependable service and fast payouts, consider title loans in Santa Maria by Loan Cheetah.