Title Loans in Schertz, Texas from Loan Cheetah
You may have an unexpected emergency, but your next payday is far away. You may have a limited time to address that emergency. We’re here to help you if you need us. Contact your Loan Cheetah office today to learn more about the various lending opportunities available to you. Your title loans Schertz company is happy to assist you in getting your fast cash. Title loans are one of the easy ways to borrow money.
How does a title loan work?
Your title is used to secure the loan. The amount of the loan is determined by your vehicle’s value. We’ll research the current market rate and determine the loan amount based off that information. Once your loan application has been approved, the cash is made available to you. You will continue to drive your car for the entire loan period. You are given 30 days to repay the loan, initially. Your payments for title loans in San Antonio will be deducted from your account.
How do you apply for a loan?
The most expedient way to complete the application process is to complete your title loans Schertz form online. We usually process your information within a day. Your information is kept confidential throughout the process. You’ll need a few pieces of information to complete the online car collateral loans application.
What do I need to complete my title loans Schertz application?
- VIN number
- Registration information
What if I need a little more time to repay the loan?
Your title loans Schertz representative will help you apply for a rollover. A rollover is often referred to as an extension. When an extension is requested, you will be required to complete a new application. The application will be reviewed and a new agreement will be signed. The principal is rolled over into a new loan. You may have to pay an additional fee when setting up your extension.
What are the laws governing title loans in Texas?
Your initial loan term cannot exceed 180 days. The state of Texas doesn’t allow us to extend the initial loan period past the initial term. Your title loan can only be used as collateral if you own the vehicle. The vehicle has to have a clean and clear title. This means that the loan has to be free of liens. You must be at least 18 in order to qualify for loan. Texas has set the limit for interest rates on title loans to 10 percent.
What are the benefits of title loans?
You have flexibility when taking out a title loan. You can repay the loan over a one-month period or over several months through rollovers. You have the option of completing application online or in person. You can borrow as much or as little as you need. We are willing to overlook your credit history. We have been able to help people who have filed a bankruptcy. Some of our applicants in the past have been unemployed.
How do I do I make the title loans more affordable?
Our title loans are relatively inexpensive. You can limit the amount in fees you pay if you repay the loan during the initial period. You may be approved for a higher amount than you need. If that’s the case, we encourage you to consider borrowing less. This will make it easier for you to pay back your loan.
You don’t have to worry about how you’re are going to handle that unexpected expense. Apply for a title loan online today, and get the cash you need right away. Our representatives are working around the clock to process your application. Most of our customers will receive a response on the application within a day. We will make the funds immediately available to you if you get approved. Apply today, and get a title loan quote.