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Title Loans in Spartanburg, South Carolina from Loan Cheetah

Quick Cash from Title Loans Spartanburg

A title loan is a fast and convenient way for receiving short-term cash by using your car or motorcycle as collateral. The main factors for qualifying for a title loan are a free and clear title, a valid government-issued ID and proof of income. Title loans are easy to get because an applicant's personal credit history is never checked. When a borrower is approved for a title loan, they are allowed to retain possession of their vehicle, and they are permitted to use their vehicle without any restrictions.

Loan Cheetah is an industry leader for providing hassle-free title loans in SC. We are honored to offer title loans in Spartanburg and title loans in Rock Hill. Loan Cheetah has an approval process that is fast and convenient. Our title loans are structured to ensure that applicants are able to quickly get the funds that they need. Borrowers are permitted to use their loan funds for any of the following reasons:

  • Rent
  • Mortgage
  • Vacations
  • Household expenses
  • Medical bills
  • Emergencies
  • And more

After an applicant has been approved for a title loan, borrowers are required to submit a physical copy of their vehicle title to the lender. Once the loan has been paid off, the title will be returned to the vehicle owner.

Title Loans Spartanburg Approval Process

Obtaining a title loan is much easier than qualifying for a conventional loan from a bank or finance company. To expedite the loan process, we give applicants the opportunity to apply for auto title loans online. After the online application has been submitted, the applicant is presented with a loan estimate on their computer screen followed by a telephone call from a Loan Cheetah representative. Approved applicants usually receive their funds within 24 hours. The following vehicle and personal information is required for the online application:

  • Year
  • Make
  • Model
  • Mileage
  • Borrowerĺs Name
  • Phone Number
  • Zip Code

South Carolina Laws for Title Loans

South Carolina title loans in Spartanburg are stipulated by the state's Consumer Protection Code. According to the state law, a borrower is required to pay off their title loan within 30 days. However, lenders have the option to renew title loans in 30-day increments. South Carolina title lenders can renew an individual's account a maximum of six times.

If a recipient of a title loan decides that they do not want to keep their loan, they can return the funds to the lender within 24 hours of receiving the loan. Borrowers who return the money within the specified time period do not have to pay any interest rates or penalty fees.

It is important for borrowers to always honor their title loan agreement because unpaid loans can result in the repossession of their car or motorcycle. If a vehicle is repossessed, a lender has the legal right to sell the vehicle and keep all of the profits.

The Benefits of Receiving a Title Loan

Title loans are designed to help people who are in need of immediate cash for personal or business reasons. There is no rule that stipulates how a borrower is required to spend their funds. The objective of title loans is to provide relief for consumers who are in need of fast cash.

Refinance Options

In some cases, unfortunate circumstances make it difficult for borrowers to repay their title loan. If borrowers cannot pay their monthly loan amount, we give them the option to apply for a title loan refinance. Our refinance program is designed to help our customers maintain financial stability without the fear of losing their vehicle.

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DISCLOSURE

This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.


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