Title Loans Springfield, Illinois from Loan Cheetah
Emergencies never wait for the right time to strike. They just hit consumers when they least expect them to. Emergencies such as appliance repairs, bail bonds, school needs and miscalculated bills scream for an immediate solution. Consumers often ask their friends and family members to help, but they cannot assist. They often turn to traditional lenders and get the cold shoulder. The title loans Springfield option is perfect for the above situations. Springfield consumers should consider taking one of these advances.
About Title Loans Springfield Advances
A title loan in Illinois is a short-term advance that some people refer to as a car collateral loan. Title loans get those nicknames from the way the lenders handle the loans. The lenders use the borrower’s vehicle as a means of securing the repayment. The lenders place a lien on the vehicle that allows them to repossess it if it is completely necessary. The lender will not do such a thing so long as the borrower repays the advance on the repayment date. The lender bases the value of the title loan on the vehicle in question, so the amount that a consumer can receive varies. People who have newer vehicles will obviously receive more money than people who have older vehicles.
Who Qualifies for Title Loans Springfield Options?
Any vehicle owner who is 18 years of age or older can qualify for a title advance. The key to getting an approval for an advance is to have the title in hand and the necessary documentation. The lender will want to see a driver’s license, pay stubs and the title to the vehicle. They may ask to see registration and insurance information, but it is not mandatory that they ask for such.
Applying for a Title Loan in Springfield, IL
An interested person can apply for a title loan by visiting the lender’s website and completing a small application. The applicant will ask for information such as the applicant’s name, address, phone number and more. The applicant will also have to disclose information about the vehicle to receive an auto title loan estimate. If the consumer agrees with the estimate, then the person can visit the branch for a loan process completion. The process can be completed in only a few hours, and the consumer can have funds in the hands the same day.
Typically, title lenders ask for repayment within 30 days from the date of the disbursement. A consumer should always stay in contact with the lender and let the lender know if there are personal problems that may prevent him or her from paying the cash advance.
Springfield, Illinois Department of Motor Vehicles
A loan borrower should always have the address to the DMV in the area. License plates, registrations, licenses and the like are available at the office. One branch of the DMV is located at 938 S 4th St, Springfield, IL 62703. The number to call is 866-544-1780. Another nearby DMV office is located at 2701 S Dirksen Pkwy, Springfield, IL 62723. The phone number is 217-782-6212.
Springfield, Illinois Towing Companies
A towing company is also a number that a vehicle owner should have because no one ever knows when a disaster will come along and strike. Tom’s 24 Hour Service seems to be a busy and popular establishment. The number for consumers to call is 420 S Dirksen Pkwy, Springfield, IL 62703. The number for them to call is 217-522-5880.
Springfield, Illinois Attorneys
Finally, an attorney may be necessary if a consumer ever feels slighted about the service that he or she receives from a lender. Michael J. Logan is a good bankruptcy attorney. His address is 2055 W Iles Ave Ste A, Springfield, IL 62704. The number to the office is 217-698-6300.
Any consumer should feel confident about taking a title loan since all the necessary resources are available.