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Title Loans in Summerville, South Carolina from Loan Cheetah

You just never know what people are going through. According to statistics, most Americans are not doing as well financially as some people might think. Nearly 75 percent of Americans live paycheck to paycheck, and most have little to no emergency funds set aside. One in four have enough money saved to maintain their lifestyle for six months is they lost their job or something other financial tragedy occurred. Half the people have enough money for three months, but 27 percent have zero money saved up for a rainy day. Well, rainy days always come, and sometimes they stretch into rainy weeks and months. What happens in that case? Even the people with six months of savings could be in a bind. Instead of worry about doom and gloom, each of these people should consider a simple way out of financial distress; title loans Summerville.

Title Loans Summerville

Car title loans are simply loans given in exchange for your car title. Pay the loan off, and you get the title back. The title is simply a way to secure the loan so itís less risky for lenders, and so that a credit check is not necessary.

Title Loans Summerville Application

Getting title loans Summerville starts with a short online application.

You will receive a title loan estimate after you tell us the make, model, style, year and mileage of your car, followed by your name and phone number, email address and zip code. Once you get the estimate, which is based on the value of your car, we call you about the loan specifics. Let us know when and where you want to pick up your loan money, and we discuss your repayment plan. We will need a bit more information about you, such as the source of income you will use to pay back the loan. The entire process is completed, on average, in about a day.

Legal

South Carolina law allows for various interest rates based on the loan amount. Any lender charging a higher than usual interest rate must disclose this to borrowers in printed loan documents. This information must be located near where the borrower signs the loan document. Borrowers have the right to renew an auto equity loan up to six times, and they can cancel a loan if they pay all the money back within one business day. Lenders may not offer loans that are higher than the fair market value of the borrowerís car.

Benefits
  • Money. You need money and your options are limited. Friends and family either donít have extra cash to spare, or they have a policy against lending money. Banks have rejected you because your credit score is in the tank. You donít have enough things of value to pawn, so thatís out. Loan Cheetah welcomes you with open arms, only asking that you have a clear title and a way to pay the loan back.
  • Credit. Title loans in Charleston and Summerville arenít based on your credit history so it wonít be checked. That is good because it wonít result in a rejection for people with low or bad credit scores, but itís also good in that it doesnít make your credit worse. Anytime a lender runs your credit, it appears you are looking to take on more debt, which is risky. Credit bureaus see this as negative and can knock your score down between three and 10 points.
  • Private. Your financial business is your personal business, and Loan Cheetah helps you keep it that way. We abide by federal and state laws regarding consumer privacy. If you donít tell other people where you got your extra money, donít expect us to tell them.
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DISCLOSURE

This is a solicitation for a loan. This is not guaranteed offer and requires a complete and approved application. Title-secured loan amount subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations apply.


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