Title Loans in Sylvania, Ohio
Have you ever seen a commercial for car title loans and wondered how you can get one and if you qualify? Well, grab yourself a cup of coffee and settle down; we at Loan Cheetah are going to answer all of your questions.
Car title loans Sylvania are alternative loans for people with shaky credit histories or whose current employment situations won't qualify them for traditional loans. You must own a car outright and have the original title in your name and in your possession in order to qualify. The lender determines how much money you can borrow based on how much your car is worth. He holds the title for the duration of your loan while you keep your car and use it daily as you normally would. When you finish paying off the loan, he returns your title to you and your account is closed.
Because car title lenders use such a valuable personal asset as your car to secure the loan, they can bypass the usual application requirements. They won't ever check your credit and you don't have to employed to get a loan. You just need some source of steady income.
Title Loans Sylvania Application Process
Loan Cheetah understands that sometimes you'd like to see how much money you can get before you jump into a loan with both feet. That's why we created the online title loan quote tool. All you have to do is answer some very basic questions about the car you own, like its year, make and mileage, and give us your contact information. Our sophisticated system will automatically generate an accurate quote for how much money we can lend you based on your vehicle's worth. If you like what you see, either you call us or we'll call you to continue the application.
Our application for title loans in Toledo and the surrounding areas is much shorter and requires far less paperwork than most loan applications. We'll need the following items:
- photo id
- proof of address
- original car title (not a copy)
- proof of registration
- proof of income
- short list of personal references
While you can get title loans online, and can even have the money transferred to your bank account rather than pick up a check, we'll still need you to visit one of our locations nearest you so a qualified, professional lender can briefly inspect your vehicle.
Ohio Laws and Regulations About Title Loans
Like all states that allow online auto equity loans, Ohio has a few laws in place to keep our loans fair and safe for our valued customers, and Loan Cheetah is proud to uphold each and every one. You must 18 years old to qualify for a loan. The title you use must be to a car, truck, motorcycle or commercial vehicle that you own outright. You cannot have any other loans against the vehicle. Your registration must be current and valid.
Let Our Loans Help You Out of a Tough Time
Having bad credit or being out of a job when you need money is stressful. You already know that banks and credit unions are going to turn you down. But not us. As long as you own your own vehicle and have some form of income, we can approve you for a loan. We'll work diligently to get you the maximum amount of money with the most reasonable repayment terms we possibly can.
Need the money quickly? In an emergency? No problem! Most of our customers walk away with the money they need the same day they apply for it. We're here to help and meeting your personal needs is our top priority.