Title Loans in Vero Beach, Florida
For many of us, financial emergencies are simply a fact of life. Unexpected shortfalls can and do happen, even when you have a budget. Whether it's an unscheduled trip to the nearest emergency room or a flat tire that needs replacement, there's no putting it off.
How Can Title Loans Vero Beach, Florida Help With Financial Shortfalls?
In many cases, financial shortages can be quickly and conveniently resolved with motorcycle or auto title loans. Motor vehicle loans are usually short-term loans that you repay within 30 days. As long as the title to the vehicle is free and clear, you can borrow money from our lenders using your motorcycle, auto, boat or RV as collateral.
How Much Money Can I Borrow?
The amount of money you can borrow will depend on the current valuation of your auto, motorcycle, RV or boat. We use the Kelley Blue Book to determine vehicle value. One of the great things about title loans in Vero Beach is that you can keep and use the vehicle you use as collateral as long as your account remains current.
Are There Any Restrictions About How I Use The Money?
You do not have to tell us why you need money in order to get approved for title loans in Vero Beach. You can use the money from a motor vehicle title loan or a salvage title loan however you wish.Our borrowers usually use their loans to cover expenses that just can't wait. Here are some examples:
- Automobile repairs
- Overdue utility bills
- Vet care
- Air conditioner replacement
- Major appliance replacement
- Prescription medicines
- Emergency medical care not covered by insurance
- Emergency dental care
- Traffic tickets
- Emergency travel expenses
Do I Qualify For A Vehicle Title Loan?
We work with established lenders who specialize in vehicle title loans. As long as you hold a clear title to your vehicle, you can qualify for title loans in Port St. Lucie and Vero Beach.
How Do I Apply For An Auto Title Loan?
To best serve our borrowers, Loan Cheetah has made the application process as easy as 1-2-3. First, visit our website. Second, answer a few brief questions about yourself and your vehicle. Third, receive a free motor vehicle valuation report to determine how much you can borrow. One of our lenders will then contact you to set up your loan.
When Can I Collect The Money?
After setting up a loan with your lender, you'll be asked to visit the nearest Loan Cheetah office to have your vehicle inspected and to finalize your loan. You'll be asked to sign a contract that sets forth the terms and conditions of your loan. You can then collect your cash, and you'll be good to go.
What Are The Legal Regulations That Govern Florida Vehicle Title Loans?
Lenders must be licensed by the Florida Office of Financial Regulation. By law, they must follow car title loan requirements. They must furnish you with a written contract that clearly shows the amount of your loan, the interest you will pay, the terms of repayment and any fees that may be assessed.
The contract must also inform you that your lender can legally take possession of your vehicle if you do not honor the terms of your contract.
Why Get A Vehicle Title Loan?
We understand that borrowers seeking short-term loans in Vero Beach need cash in a hurry. To better serve our customers, we have structured the loan application process so that borrowers can usually get the funds they need in 24 hours or less.