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Title Loans West Covina, California

Small businesses, homemakers, students and families in general could all benefit from short-term loans. Short-term loans are just the type of things that come in handy for new business expenses, making repairs around the home, paying a deposit for a dorm room or buying school books. This kind of loan not only comes in useful to make ends meet, but in an emergency, it might be very important. However, credit checks, income verification and a long application process detour many people from applying. Luckily, there is another type of short-term loan that many people can easily qualify for without the complications of a traditional loan. Title loans in West Covina are gaining in popularity because there is no credit check, applying is so very easy, and most folks get their loans in as little as a day. At this point, you’re probably wondering what are auto title loans and could I be approved? Well, most people qualify, and these loans are secured by turning over a vehicle title temporarily to a lender in exchange for the loan. Loan Cheetah for example, works with borrowers every day to grant short-term title loans in California that can really help folks with quick financial solutions.

Who Needs Title Loans West Covina?

Any person that may have difficulty qualifying for traditional loans should consider auto title loans. Most banks won’t lend if you’re young and haven’t established a credit history yet. Traditional lenders are also not inclined to lend to individuals with poor credit ratings or those that don’t have at least two years of stable income. It is also not unusual for banks to turn away self-employed people that may not have the necessary income documentation or high enough income to qualify.

Credit reports are not considered when applying through Loan Cheetah, and we accept several types of income for qualifying.

Application Steps for Title Loans West Covina

Applicants can apply online using our short application. You will need to submit the name of the automobile owner, a phone number & email address to stay in contact.

Next, we need some information about the vehicle being used for collateral. Minimum requirements for title loans in Los Angeles include the style, make and model of your car. Plus a close estimate of the car’s mileage.

In just a short period of time, you will get your loan estimate, which is determined by the current value of your collateral (vehicle). Estimates are derived from several factors, which could include the general condition of the truck, car or van, the age, how much equity is in the automobile and recommendations from Kelly Blue Book.

Title loans in West Covina are processed by loan representatives after agreeing on the amount. Representatives walk each client through our process and help them locate the closest location for collecting their cash.

Your Benefits

  • You may have cash in hand in only 24 hours.
  • No credit worries.
  • No driving restrictions.
  • Fast online app.
  • Eliminates debt and stress.
  • Convenient repayment terms.
  • Reputable company with friendly customer service.
  • It’s the easiest way of borrowing money.

Legal Considerations

Licensed companies within California may legally offer title loans. According to Calif. regulations, lenders may not charge customers interest rates of more than 30 percent yearly on loans of $2,500 or less. In addition, lenders must specify interest rates, payment amounts, late fees or any administrative costs for loans.

Keep in mind, as a consumer entering into a contractual agreement, you have the right to read through contracts and ask questions before signing.

Loan Cheetah has a reputation for approving title loans in West Covina quickly, with higher payouts and better rates for consumers seeking cash now.

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Ready to get started?

Begin with our simple application form, or call us.


Title Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title-secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Personal loan amounts are subject to consumer report data evaluation. Results and actual amounts may vary. Certain limitations may apply.

Click here for Texas Consumer Disclosures

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