Title Loans Westminster, CaliforniaTitle Loans Westminster and What They Are
A title loan is a type of loan that is meant to be a short term solution for would-be borrowers who are having a cash flow problem. These loans can be applied for from the convenience of one’s home, day or night, and do not require a lot of information to be eligible for. To be approved for title loans in Huntington Beach you must simply have the title to your vehicle to use as collateral for a cash loan from the company. You do not need to even have a job to get a title loans Westminster. This is a vast difference from other lending places that demand pay stubs as proof of employment for a loan. Even a payday loan will need to see pay stubs that are current for their borrowers to be eligible.
Simply fill out an easy form online to get cash from pink slip loans in California. With such an easy application process, anyone can have the cash they need fast. Don’t go without when title loans Westminster can give you the money you need today to get by. Simply supply your name, address, zip code and contact number to start the application. You’ll also need to fill out the year of your vehicle, the make and the model. From there, a qualified agent will be in contact with you to talk about the details of the title loan.
Why Apply for Title Loans Westminster?
Life can be rough a lot of the time. No matter how much you scrimp and save, you may find yourself at a loss when an emergency happens and you don’t have the money to pay the bill or handle your business. For example, you may be going along just fine, and then a close relative suddenly passes away. All of a sudden you have to send flowers, take time off of work, buy a new outfit for the funeral, and travel out of town and who knows what else. You’re already living paycheck-to-paycheck and don’t have a cent to spare. You do, however, own your own vehicle. Taking out a title loan on it will give you the cash that you need in less than a day to help you take care of your obligations to your family.
Getting title loans without a job can also help you when you don’t have a good credit score. Loan Cheetah does not require any of their borrowers to undergo a credit check to qualify for a loan. Any type of discrepancy, from repossessions to bounced checks to foreclosures, will not have any bearing on the outcome of the loan. Use these loans to pay off credit card debt, refurbish your home, pay on utility bills, take a vacation, and more.
Title Loan Rules in California
Interest on a loan in California cannot exceed over 30% in a year for loans under $2,500. There are no interest rate limits for loans of more than $2,500. Loans under $5,000 cannot have compound interest put upon them. All borrowers must be 18 years old to enter into any loan agreement in California. The only requirement for a title loan is that the borrower must have the title to their vehicle to use as collateral for the loan. If the loan is not repaid by the due date, the company may offer the borrower the opportunity to rollover the loan, or extend it. If payments are not made for the agreed upon time, the company may take ownership of the vehicle.