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Title Loans in Westmont, Illinois from Loan Cheetah

Do you live in the Westmont, Illinois area and need cash for something unexpected? If so, you are in luck. Here at Loan Cheetah we can help you get the money you need quickly and easily. The choice of our name was no accident. We chose it because just as the cheetah is the fastest land animal, we are the fastest online car title loans company. There is no need to stress and wait for days or weeks to see if you are approved for a loan. We can help you get the money needed faster.

If you are not familiar with title loans in Westmont it is really quite simple. If you have a clear title to your car, you can borrow money on the equity and keep your car. This is the easiest way to get money for whatever you need it for without having to wait. Most loan companies want to know why you need the money you are requesting. Many times people are embarrassed if they are behind on their bills and having to explain this makes it worse. We are just interested in helping you to get this money as quickly as possible.

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Title Loans Westmont Explained

The requirements for a title loan are pretty straightforward. You can fill out an online application in a matter of minutes. What do we need for title loans in Westmont?

  • Year of your Vehicle
  • Make and Model of the Vehicle
  • Current Mileage
  • VIN Number
  • Title Number
  • Your Contact Information – Name, telephone number, income information and zip code

A representative will look over your information and get back to you with a loan estimate. See how simple! On average we can get you the cash you need within 24 hours of submitting the application and getting it approved.

If you are looking for title loans in Naperville or Westmont, Illinois we have you covered. We have branches in several cities and can connect you with the one nearest you after you complete and submit your loan application.

Do you have a rebuilt title? This is another area in which we can help. Most loan companies will not approve a loan for a vehicle with a rebuilt title and if they do it is usually for less money than you need. Rebuilt title loans are just as simple with us as any other title loan. We collect the same information and you secure the loan with your title and receive your money.

Title Loan Regulations in Illinois

Illinois is one of the few states that regulate title loans to make it easier on the borrower. One of the ways is by calculating the interest on the loan as simple interest. What does this mean? When a loan is granted, the amount you borrow is multiplied by the interest rate and then the time of the loan. In Illinois interest cannot be charged on outstanding interest.

Additionally the monthly loan payments must be around the same amount. In some states balloon payments are permitted. This means the borrower pays the same amount for five months and then has to come up with a large payment to pay off the loan on the sixth month. In Illinois all six payments are the same amount and cannot be over 50% of a borrower's gross monthly income. This is why we ask for proof of income.

What are the Benefits of Car Title Loans?

Loan Cheetah offers several benefits if you are looking for a title loan.

  • The process is straightforward and simple.
  • It does not matter if you have poor credit.
  • We offer flexible repayment terms to fit your situation.
  • The money can be used for any purpose.
  • You keep the car and just provide us with the title and an extra key.
  • If you have a motorcycle, SUV, RV, truck or car you can qualify for a title loan.
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Title Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title-secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Personal loan amounts are subject to consumer report data evaluation. Results and actual amounts may vary. Certain limitations may apply.

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