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What are the benefits of bad credit or no credit loans,
also known as title loans?

Car Title loans are often termed as loans for individuals with bad credit or no credit, as the loan amount is determined by the value of your vehicle rather than your credit score. This means that even if you have less-than-perfect credit, no credit history, or a past bankruptcy, you may still qualify for approval.

This is a relief for many borrowers, as traditional loans typically heavily rely on your financial background. Without an excellent credit score, obtaining approval for such loans can be extremely challenging.

In contrast, car title lenders prioritize your ability to provide a lien-free title as collateral. Consequently, your credit report is not meticulously scrutinized, and in most cases not even checked.

Moreover, our approval process is highly efficient, sparing you from the hassle of extensive paperwork and time-consuming requirements.

When you require quick cash, EZ Title Loans has got your back. Let us assist you in paving the way for a brighter financial future!

Online Title Loan Process

When you need money quickly, it's time for an online title loan. Loan Cheetah specializes in getting cash into your hands with zero stress and minimal waiting time. Our streamlined process ensures you receive funds promptly without the hassle of traditional lending procedures.

If you own your car's title free and clear and have a valid ID proving you're at least 18 years old, you're already off to a good start. Complete our easy online title loan application, and find out in seconds how much you could borrow.

Ready to get started?

Begin with our simple application form, or call us.

What Are

Title Loans?

Title loans allow you to use your car's title to secure a loan quickly. Unlike selling your car, you're only temporarily loaning out the equity in exchange for immediate funds while retaining possession of your vehicle.

Loan Cheetah ensures you keep your wheels while accessing the cash you need urgently.

Bad Credit,

No Credit Loans

How do bad credit or no credit loans, commonly known as title loans, differ from traditional loans regarding credit scoring?

Bad credit or no credit loans, also known as title loans, operate differently from traditional loans in terms of credit score requirements. In traditional lending, your credit score plays a significant role in determining loan approval and terms. However, with title loans offered by Loan Cheetah, the loan value is primarily determined by the value of your vehicle rather than your credit score. This means that even if you have imperfect credit, nonexistent credit, or bankruptcy on file, you may still be eligible for a title loan based on the value of your vehicle. Therefore, while your credit score may have limited or no influence, the value of your vehicle serves as the primary factor in securing the loan.

Quality Title Loans

Loan Cheetah prioritizes not only speed but also the quality of your loan. We secure your loan quickly while offering competitive interest rates, higher cash payouts, and flexible repayment plans with terms you can rely on.

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah delivers top-rated title loans in half the time it takes other lenders to process paperwork. Faster access to funds means getting back to your life sooner. Our commitment to speed and efficiency ensures your peace of mind while addressing your financial needs.

It’s Time to Get a Running Start on Your Title Loans

Loan Cheetah provides speed and accuracy, offering lower interest rates, higher cash payouts, and reduced processing time. Stop waiting for your finances to magically improve and take action with Loan Cheetah today.

Ready to get started?

Begin with our simple application form, or call us.

What Our Clients Say

“Michael Smith"

I really needed a loan fast and this company did not disappoint! Very friendly customer service, I ended up getting funded same day.

“Timothy White”

LoanCheetah made the loan application process seamless and stress-free. Their website provided a user-friendly interface, guiding me effortlessly through the steps. Within minutes.

“Abril Garcia”

Loancheetah was a lifesaver! Their staff was friendly and helpful, explaining everything clearly. Quick, stress-free service. Highly recommend!

Title Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Personal loan amounts are subject to consumer report data evaluation. Results and actual amounts may vary. Certain limitations may apply.

FAQs about Car Title Loans

A car title loan allows you to borrow money using the title of your vehicle as collateral. You temporarily surrender the title to the lender and get it back once the loan is repaid.

The amount of cash you can receive for your car title loan depends on factors such as the value of your vehicle, your income, and state regulations. At LoanCheetah, we offer loans up to $10,000, depending on eligibility.

Yes, you can continue driving your car as usual while you have a title loan from LoanCheetah. We understand the importance of transportation, so you can keep your vehicle throughout the loan term.

To apply for a car title loan, you typically need to provide a government-issued ID, the title to your vehicle, and proof of income. Additional documents may be required based on state regulations and lender policies.

Yes, LoanCheetah accepts most credit types, including bad credit. Unlike traditional lenders who focus solely on credit scores, we use the value of your vehicle to determine loan eligibility.

With LoanCheetah, you can get approved for a car title loan quickly, often in as little as 30 minutes. Once approved, you may receive cash the same day, providing fast access to the funds you need.

If you're unable to repay your car title loan, contact LoanCheetah immediately to discuss your options. Depending on the situation, we may be able to offer a repayment plan or other solutions to help you avoid default.

Yes, LoanCheetah offers refinancing options for existing car title loans. We may be able to pay off your current loan with another lender and provide you with a new loan at a competitive rate.

No, LoanCheetah does not charge penalties for early repayment of car title loans. You can pay off your loan ahead of schedule without incurring any additional fees.

If you default on your car title loan, the lender may repossess your vehicle to recover the outstanding balance. However, LoanCheetah works with customers to find alternative solutions and avoid repossession whenever possible.