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Title Loans in Woodridge, IL from Loan Cheetah

A title loan is a secured loan where you can use the title of a car or motorcycle as collateral and receive funds in return. A lender will then place a temporary lien on your title in exchange for the funds you wish to borrow. This lien is lifted once the borrower pays off the loan and then the title is returned to the borrower. The amount of funds you can borrow for a title loan is determined by the value and condition of your car. There are other types of secured loans out there, but they can take time to be approved. With a title loan, you can receive the cash you need in as little as 15 minutes, and they don't usually require a credit or background check. You can apply for a title loan in our store and can even apply online. If you are in need of extra cash, and you need it quickly and easily, title loans in Woodridge, Illinois may be the best option for you.

How To Apply For Title Loans Woodridge

Title loans in Illinois are easy and hassle free. You can request a title loan within minutes, but you'll need to provide the following information:

  • You must be 18 years or older
  • Present a valid government issued I.D. or driver's license
  • Have proof of income, a pay stub, or tax documents
  • Evidence of residency, a housing lease, or water bill
  • Your car registration
  • A clean, lien-free car title in your name
  • At least two references
  • Proof of car insurance

Once you have filled out and provided this information, your car will go through an inspection by our representative, and they will look at the condition and overall quality of your vehicle. If you filled out your application online, a representative will call you and schedule a time that is convenient for you to bring your car to a location nearest to you. At this point, you will need to provide additional information about your car:

  • The year made
  • The make
  • The model
  • The body style
  • The mileage
  • A spare set of keys

Additional Information

There are regulations and laws that all title loans fall under in the state of Illinois that your representative will inform you of when you obtain a title loan. Every borrower has 30 days after receiving their funds before making their first payment on their title loan. If a borrower defaults on loan payments, the lender is allowed to repossess the borrower's car and sell it to cover the debt of the title loan. Late payments will be subject to late fees, which will increase the initial loan payment. If a borrower is having trouble with paying on time, call your representative, and they will work with you to make your payments on time and avoid late fees.

The Benefits of a Title Loan

Title loans in Naperville have many benefits that you should consider when you need that extra cash, and you need it fast. Most title loans are processed in a day or two, and your funds are available immediately, either in store and even directly deposited into your bank account. With a title loan, you can borrow as little as $100, as opposed to other loans which only loan out a minimum of $1,000, allowing you to borrow only the cash amount your need. If you own a car, you can qualify for title loans in Woodridge and take care of your financial needs quickly and efficiently.

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Title Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title-secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Personal loan amounts are subject to consumer report data evaluation. Results and actual amounts may vary. Certain limitations may apply.

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