Title Loans Oxford Alabama
Loan Cheetah

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Title Loans in Oxford, Alabama from Loan Cheetah

Are you new to the world of car title loans and do not know where to get started? If you are searching for title loans Oxford services in Alabama, Loan Cheetah is here to help. With a little bit of guidance, you can place your application in a few minutes and get a quote. By visiting our location in Birmingham, Alabama, you will have cold hard cash in your hand within the same day. As far as bad credit history, do not worry because the car title is your loan collateral.

Benefits of car title loans

When we hear from regular people looking for title loans Oxford services, there is no clear type. Instead, we find that people from all walks of life see getting title loans to be par for the course. For example, instead of spending all of your Christmas money on a bad tooth that refuses to heal, a car title loan is a wiser choice for many. Other instances where we see a need for car title loans are emergencies that involve unpaid tickets that land you behind bars. Of course, the main benefit of getting a car title loan is the quick, convenient cash flow you get.

How to apply for title loans Oxford

When you fill out our loan application form at Loan Cheetah, we only ask a limited number of questions. Mainly, we want to know your vehicle information year and make. We also ask that you go check the speedometer to get the current mileage. Finally, we will need your telephone number, name and address. Altogether, this process takes less than three minutes.

What happens when you apply for a title loan

The minute you submit the application online, a free car title loan estimate will pop up on your screen. This will also give you an opportunity to review information relevant to the loan amount offer. Soon after, one of our Loan Cheetah representatives will contact you at their earliest convenience.

Where to get your Oxford title loan services

For your convenience, all of our Oxford customers can get car title loans in Birmingham services. This means that in order to get money for the car title, a visit to Birmingham will need to be made in person. The application is made online, but after you get the call from our loan representative, the final step before you get cash is to go to the business location to complete the loan.

Laws for title loans Oxford in Alabama

The laws for title loans vary from state-to-state, but the state of Alabama does not treat a title loan the same as a small bank loan. Instead, legal regulations about how title loans work in Alabama follow the same guidelines as a pawn shop. The only difference between pawn shops and title loan businesses is that you can get do an application for online title loans.

A special way to get a loan on a junker

When you have a vehicle and need a loan, it does not matter if the vehicle is operational. As an alternative for people that are having a hard time coming up with the money they need, we offer a unique salvage auto title loans. This means we give a loan based on a car that is headed for the junkyard. We base the loan amount around the value of the vehicle when it is sold to a scrapyard.

Get your next title loan from us

We aim to please our local Oxford and Birmingham customers, and this is why we give our car title loan quote online and as soon as possible. When you need emergency cash and your ATM limit is maxed, fill out our application to see if you are already approved for a Loan Cheetah car title financial solution. Thank you in advance for choosing us, and we look forward to hearing from you.

What Are Title Loans?

What Are Title Loans?

Title loans allow you to use your car's title to secure a loan quickly. Unlike selling your car, you're only temporarily loaning out the equity in exchange for immediate funds while retaining possession of your vehicle.

Loan Cheetah ensures you keep your wheels while accessing the cash you need urgent

Bad Credit, No Credit Loans

Bad Credit, No Credit Loans?

How do bad credit or no credit loans, commonly known as title loans, differ from traditional loans regarding credit scoring?

Bad credit or no credit loans, also known as title loans, operate differently from traditional loans in terms of credit score requirements. In traditional lending, your credit score plays a significant role in determining loan approval and terms. However, with title loans offered by Loan Cheetah, the loan value is primarily determined by the value of your vehicle rather than your credit score. This means that even if you have imperfect credit, nonexistent credit, or bankruptcy on file, you may still be eligible for a title loan based on the value of your vehicle. Therefore, while your credit score may have limited or no influence, the value of your vehicle serves as the primary factor in securing the loan.

Quality Title Loans

Quality Title Loans

Loan Cheetah prioritizes not only speed but also the quality of your loan. We secure your loan quickly while offering competitive interest rates, higher cash payouts, and flexible repayment plans with terms you can rely on.

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah Gets You Title Loans Faster

Loan Cheetah delivers top-rated title loans in half the time it takes other lenders to process paperwork. Faster access to funds means getting back to your life sooner. Our commitment to speed and efficiency ensures your peace of mind while addressing your financial needs.

It's Time to Get a Running Start on Your Title Loans

It's Time to Get a Running Start on Your Title Loans

Loan Cheetah provides speed and accuracy, offering lower interest rates, higher cash payouts, and reduced processing time. Stop waiting for your finances to magically improve and take action with Loan Cheetah today.

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Title Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure


This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title- secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

FAQ's about Car Title Loans

A car title loan allows you to borrow money using the title of your vehicle as collateral. You temporarily surrender the title to the lender and get it back once the loan is repaid.

The amount of cash you can receive for your car title loan depends on factors such as the value of your vehicle, your income, and state regulations. At LoanCheetah, we offer loans up to $10,000, depending on eligibility.

Yes, you can continue driving your car as usual while you have a title loan from LoanCheetah. We understand the importance of transportation, so you can keep your vehicle throughout the loan term.

To apply for a car title loan, you typically need to provide a government-issued ID, the title to your vehicle, and proof of income. Additional documents may be required based on state regulations and lender policies.

Yes, LoanCheetah accepts most credit types, including bad credit. Unlike traditional lenders who focus solely on credit scores, we use the value of your vehicle to determine loan eligibility.

With LoanCheetah, you can get approved for a car title loan quickly, often in as little as 30 minutes. Once approved, you may receive cash the same day, providing fast access to the funds you need.

If you’re unable to repay your car title loan, contact LoanCheetah immediately to discuss your options. Depending on the situation, we may be able to offer a repayment plan or other solutions to help you avoid default.

Yes, LoanCheetah offers refinancing options for existing car title loans. We may be able to pay off your current loan with another lender and provide you with a new loan at a competitive rate.

No, LoanCheetah does not charge penalties for early repayment of car title loans. You can pay off your loan ahead of schedule without incurring any additional fees.

If you default on your car title loan, the lender may repossess your vehicle to recover the outstanding balance. However, LoanCheetah works with customers to find alternative solutions and avoid repossession whenever possible.