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Title Loan Regulations by State

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Title Loan Regulations & Citations by State

State laws differ for car title loans so it is important that you do your research on the state you are applying for a car title loan in before entering into a contract. Title loans are currently permitted for 17 states with 4 states that are currently being exploited by lenders.


Car title loans are allowed in the following states:




Car title loans can be used via loopholes in the following states:




Laws & Citations concerning car title loans by state

Title Loan Interest Rates

The Consumer Federation of America provides an updated list of the current laws, regulations, term limits, cost, repo terms, and more by state. It can be found here:

http://www.consumerfed.org/pdfs/Resources.CTL.StateLawTermChart12.2.12.pdf

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Title Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Title-secured loan amounts are subject to vehicle evaluation. Results and actual amounts may vary. Certain limitations may apply.

Personal Loan Disclosure

This is a solicitation for a loan. This is not a guaranteed offer and requires a complete and approved application. Personal loan amounts are subject to consumer report data evaluation. Results and actual amounts may vary. Certain limitations may apply.

Click here for Texas Consumer Disclosures


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