Personal Installment Loan Types By State
Personal loans and many other various types of similar installment loans can be found throughout the United States. Each individual state has their own laws and guidelines that regulate personal installment loans and not all personal loans are offered in every state.
Below is a guide to help you understand what particular personal and installment loans are being offered in each state:
Personal Loan Types by State Diagram

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Installment Loan Regulations & Citations by State
Installment loan laws and regulations vary from state to state. It is important to understand and research the different personal installment loan rules and citations for each particular state. Click on the state links below for more information.
Personal Installment Loan Laws:
- Arizona Installment Loan Laws
- Idaho Installment Loan Laws
- Illinois Installment Loan Laws
- Mississippi Installment Loan Laws
- Missouri Installment Loan Laws
- South Carolina Installment Loan Laws
- Texas Installment Loan Laws
- Wisconsin Installment Loan Laws
Personal Installment Loan State Regulators and State Statute Citations:
- Arizona Consumer Lenders Act - 6-601 through 6-638
- Idaho Credit Code - 28-41-201(1)
- Illinois Consumer Installment Loan Act - 205 ILCS 670/1 to 670/27
- Mississippi Credit Availability Act - 75-67-403 - 75-67-505
- Missouri Consumer Installment Loans - 408-510. Rates of Interest: 408.100
- South Carolina Consumer Finance - 34-29-10 et seq
- Texas Consumer Loans - Title 4, Subtitle B, Chapter 342
- Wisconsin Money & Rates of Interest - Chapter 138